Visa
Visa credit card is issued jointly by issuing banks and VISA Inc., featuring the Visa logo. Visa is accepted at merchant locations worldwide. As the largest global card network by transaction value, Visa provides services across the globe and promotes itself as "the best way for everyone to pay and receive money".
Properties
The payment properties of Visa are shown in the following table:
Availability | Acquirer | AntomSG | AntomHK | AntomEU | AntomUK | AntomUS | AntomJP | 2C2P HK | 2C2P SG |
Merchant entity location | SG, HK | HK | EEA | UK | US | JP | HK | SG | |
Buyer country/region | Global | Global | Global | Global | Global | Global | Global | Global | |
Product features | Payment type | Card | Card | Card | Card | Card | Card | Card | Card |
Card brand | Visa | Visa | Visa | Visa | Visa | Visa | Visa | Visa | |
Card type | No limit | No limit | No limit | No limit | No limit | No limit | No limit | No limit | |
Processing currency | EUR, PLN, CHF, USD, GBP, HKD, SGD, JPY, AUD, CAD, NZD | EUR, GBP, USD, HKD, SGD, JPY, AUD, CAD, NZD, CHF, PLN, CZK, AED, DKK, SEK | USD | JPY | |||||
Other | 3D | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ |
Authorization validity period | 7 days. To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days.[1] To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days. To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | ||||||
Minimum payment amount | 0.01 USD or equivalent in local currency (subject to exchange-rate fluctuations) | 0.01 USD or equivalent in local currency (subject to exchange-rate fluctuations) | 0.01 USD or equivalent in local currency (subject to exchange-rate fluctuations) | 0.01 USD or equivalent in local currency (subject to exchange-rate fluctuations) | |||||
Maximum payment amount | Unlimited | 9,999,999.99 USD | Unlimited | 499,999 USD or equal amounts | |||||
Recurring payments (MIT) | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ❌ | ❌ | ❌ | |
Partial capture | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️[2] | ✔️ | ✔️ | |
Refund | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | |
Partial refund | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️[3] | ✔️ | ✔️ | |
Chargeback/Dispute | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | |
Refund period | 365 days | 365 days | 365 days | 365 days | 365 days | 365 days | 365 days | 365 days | |
Advanced AVS check | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ❌ | ❌ | ❌ | |
Supported plugins | None | ||||||||
[1] Typically 7 days. If conditions are met, the maximum period can be up to 30 days.
[2] Each transaction can be captured only once.
[3] In certain scenarios, partial refund is conditional and requires additional approval to be enabled.
Installment
The installment properties of Visa are shown in the following table:
Availability | Acquirer | AntomUS | AntomJP |
Merchant entity location | US | JP | |
Buyer country/region | Global | Global | |
Product features | Payment type | Card | Card |
Card brand | Visa, Mastercard, Discover | Visa, Mastercard, JCB, American Express | |
Card type | Credit card | Credit card | |
Processing currency | USD | JPY | |
Default timeout | 14 minutes | 14 minutes | |
Other | 3D | ✔️ | ✔️ |
Authorization validity period | 365 days. To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days.[1] To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | |
Minimum payment amount | 1 USD | 1 JPY | |
Maximum payment amount | 50,000 USD | Unlimited | |
Recurring payments (MIT) | ✔️ | ❌ | |
Partial captures | ❌ | ✔️[2] | |
Refund | ✔️ | ✔️ | |
Partial refunds | ✔️ | ✔️[3] | |
Refund period | 365 days | 365 days | |
Chargeback/Dispute | ✔️ | ✔️ | |
Advanced AVS check | ❌ | ❌ | |
Installment | ✔️ | ✔️ | |
Installment interest payer | Merchants (Merchant-imply in Merchant Discount Rate) | Users | |
Interest free plan | ✔️ | ❌ | |
Installment amount limitation | Amount ≥ 1 USD | Depends on the issuing bank's rules | |
Installment supported plan | 3, 6, 9, and 12 months. | The standard number of installments are:
3, 5, 6, 10, 12, 15, 18, 20, and 24 months. |
[1] Typically 7 days. If conditions are met, the maximum period can be up to 30 days.
[2] Each transaction can be captured only once.
[3] In certain scenarios, partial refund is conditional and requires additional approval to be enabled.
Processing currency for AntomSG
AED, AFN, ALL, AMD, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SOS, SRD, STN, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, ZAR, ZMW |
Processing currency for AntomHK
AED, AFN, ALL, AMD, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SOS, SRD, STN, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, ZAR, ZMW |
Processing currency for 2C2P HK
Processing currency |
HKD, USD, GBP, EUR, JPY, SGD, MOP |
AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYN, BZD, CAD, CDF, CHF, CLF, CLP, CNY, COP, CRC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGNvNIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLE, SOS, SRD, STD, SVC, SYP, SZL, THB, TJS, TMT, TND,TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW |
Note: If the merchant's TPV exceeds 1 million USD or that of the card association / acquiring bank of the card, the merchant must sign a tri-party agreement with 2C2P HK and the acquiring bank of the card.
Processing currency for 2C2P SG
Processing currency | Acquiring bank of the card |
AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, VND | UOB |
AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, USD, VND | UOB |
HKD | UOB |
AUD | MayBank |
CAD | MayBank |
EUR | MayBank |
GBP | MayBank |
HKD | MayBank |
NZD | MayBank |
SGD | MayBank |
USD | MayBank |
Note: Acquiring banks support different currencies. 2C2P recommends acquiring banks to the merchant according to the merchant's needs. Each merchant in Singapore must sign the tri-party agreement with 2C2P SG and the acquiring bank.
User experience
This section shows the user experience of Visa in different scenarios:
API integration
This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.
PCI qualified
This section shows the difference between the first-time and subsequent payments under the PCI qualified.
First-time payment
Web
App
Subsequent payments
Web
App
non-PCI qualified
This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.
First-time payment
Web
App
Subsequent payments
Web
App
SDK integration
This section shows the difference between the first-time and subsequent payments under the SDK integration.
First-time payment
Web
App
Subsequent payments
Web
App
Installment
The section shows the installment payment process:
Web
App
- The buyer selects a card payment method on the merchant checkout page.
- The buyer enters their card details on the secure payment page powered by Antom.
- The buyer selects an available installment option before completing the payment.
- The buyer confirms the payment. Note that the first installment is charged to the card, and the remaining installments will be collected directly from the buyer according to the selected installment plan.
- After the payment is completed, the merchant receives the full order amount. The buyer is redirected to the merchant result page.
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments | Supported integrations |
One-time Payments | ✔️ Web Element ✔️ Payment links[1] |
Tokenized Payment | ❌ |
Subscription Payment | For Acquirer AntomSG, AntomHK, and AntomUS: ✔️ Embedded Checkout Page ✔️ Web Element |
EasySafePay | ❌ |
Scan to Link | ❌ |
[1] Payment links does not support installments.
Integration considerations
Installments are supported under AntomUS and AntomJP. For integration details, refer to Installment payments.