Swish
Swish is Sweden's dominant mobile payment solution. Started in 2012 as a cooperation between the six largest banks in Sweden, Swish has become a natural part of the daily lives of 8.7 million Swedes. Swish is the preferred way for consumers to pay online, as 64% of Swedish consumers consider it important to be able to pay with Swish in online stores.
The Swish app operates through a simple and secure process: customers register with their mobile numbers and link their bank accounts for real-time transactions via QR codes or phone number identification.
Properties
The following table lists the product properties supported by Swish:
Payment type | Online banking | ||
Acquirer | AntomEU, AntomUK, AntomHK, AntomUS | Merchant entity location | EEA, UK, HK, US |
Payment flow | Redirect | Refund | ✔️ |
Buyer country/region | Sweden | Partial refund | ✔️ |
Processing currency | SEK | Chargeback/Dispute | ❌ |
Minimum payment amount | 0.01 SEK | Refund period | 365 days |
Maximum payment amount | 999,999,999,999.99 SEK | Time to return payment result | Real-time |
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following figures show the journey of paying with Swish:
- The buyer selects Swish to pay.
- The buyer is redirected to the Swish page, where the QR code is displayed.
- The buyer opens the Swish app to scan the QR code.
- The buyer checks the order information to proceed the payment.
- The buyer completes the mandatory authentication and checks the transaction information.
- The buyer is redirected back to the merchant result page.
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments | Supported integrations | Payment method manual |
Checkout Payment | ✔️ API-only ✔️ Web Element ❌ Pay By Link | |
Auto Debit | ❌ | None |
Subscription Payment | ❌ | None |
EasySafePay | ❌ | None |
Scan to Link | ❌ | None |