Antom, leading provider of tailored payment solutions

NAVER Pay

For One-time Payments, Subscription Payment
NAVER Pay is a mobile payment service underpinned by South Korea's search engine giant NAVER. Launched in 2015, NAVER Pay is the second mobile e-wallet launched by the internet company NAVER Group after Line Pay.
After creating a NAVER Pay account, users can bind bank cards, transfer money, and complete online and offline purchases. Furthermore, users can earn NAVER Points by using NAVER Pay for payments and joining other activities. They can then use those points to enjoy discounts on future payments.

Properties

The properties of the NAVER Pay payment method are shown in the following table:
Payment type
Digital wallet
Funding source
Wallet balance, Cards, Points, Bank account
Acquirer
AntomSG, AntomEU,
AntomUS, AntomUK, AntomHK
Merchant entity location
SG, HK,
EEA, US, UK
Payment flow
Redirect
Refund
✔️
Buyer country/region
South Korea
Partial refund
✔️
Time to return payment result
Real-time
Chargeback/Dispute
❌
Processing currency
KRW
Refund period
365 days
Minimum payment amount
See the transaction limit below
Default timeout
14 minutes
Maximum payment amount
Supported plugins
❌ Shopify

Transaction limit

Funding source type
Minimum payment amount
Maximum payment amount
Cards
No limit
Refer to South Korean cards limit information.
Wallet balance
100 KRW
  • For non-high-risk merchants: 2,000,000 KRW/transaction
  • For high-risk merchants:
    • Internet broadcasting (e.g., live streaming and selling goods): 1,000,000 KRW/transaction; 4,000,000 KRW/day
    • Game: 1,000,000 KRW/transaction; 4,000,000 KRW/day
    • Game items (e.g., game weapons within the game itself): 1,000,000 KRW/transaction; 2,000,000 KRW/day
    • Gift card: 500,000 KRW/transaction; 2,000,000 KRW/day
    • Top-up: 500,000 KRW/transaction; 2,000,000 KRW/day
Note: Wallets might change the transaction limit according to internal reasons such as risk policy. For high-risk merchants with cards funding source enabled, both wallet and card companies transaction limit apply to the merchants.

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The section is the payment experience of NAVER Pay in different scenarios.
App
The following screenshots show the journey of paying with NAVER Pay in the app:
Log in to an account
The following screenshot shows the journey of paying with NAVER Pay by logging in to an account:
Tokenized Payment
Buyers need to complete the authorization and binding of their NAVER Pay accounts before using Tokenized Payment. The following screenshot shows the journey of the account login, authorization, and binding:
For Tokenized Payment
NAVER Pay is a mobile payment service underpinned by South Korea's search engine giant NAVER. Launched in 2015, NAVER Pay is the second mobile e-wallet launched by the internet company NAVER Group after Line Pay.
After creating a NAVER Pay account, users can bind bank cards, transfer money, and complete online and offline purchases. Furthermore, users can earn NAVER Points by using NAVER Pay for payments and joining other activities. They can then use those points to enjoy discounts on future payments.

Properties

The properties of the NAVER Pay payment method are shown in the following table:
Payment type
Digital wallet
Acquirer
AntomSG, AntomEU,
AntomUS, AntomUK, AntomHK
Merchant entity location
SG, HK,
EEA, US, UK
Payment flow
Redirect
Refund
✔️
Buyer country/region
South Korea
Partial refund
✔️
Time to return payment result
Real-time
Chargeback/Dispute
❌
Processing currency
KRW
Refund period
365 days
Minimum payment amount
100 KRW
Default timeout
14 minutes
Maximum payment amount
For high-risk merchants: 2,000,000 KRW per day;
500,000 KRW per transaction
Supported plugins
❌ Shopify

User experience

The following graphic shows the NAVER Pay app authorization process:
Figure 1. Authorization process with NAVER Pay

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments
Supported integrations
One-time Payments
✔️ API-only[1]
✔️ Payment links
Tokenized Payment
✔️ API-only
Subscription Payment
For Acquirer AntomSG:
✔️ API-only
EasySafePay
❌
Scan to Link
❌
[1] The PC client requires additional integration. After the buyer logs in, payment is not completed directly on the original page, but is automatically redirected to a new tab. It is recommended to enable the browser pop-up access, and create a new browser object (or window) in the code to open the pop-up page to process the payment.

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