Apple Pay
Apple Pay is a leading digital wallet utilized by consumers worldwide for e-commerce shopping. It improves payment conversion rates by providing a faster and more secure checkout experience. Apple Pay holds 30% of the global digital wallet market share. Consumers can seamlessly access their saved card information and complete payments without the need for manual input.
Properties
The following table lists the product properties supported by Apple Pay:
Availability | Acquirer | AlipaySG | AlipayHK | AlipayUK | AlipayEU | AlipayUS |
Merchant entity location | SG, HK | HK | UK | EU | US | |
Buyer country/region | Global | Global | Global | Global | Global | |
Product features | Payment type | Digital wallet | Digital wallet | Digital wallet | Digital wallet | Digital wallet |
Card brand | Visa, Mastercard | Visa, Mastercard | Visa, Mastercard | Visa, Mastercard | Visa, Mastercard, American Express, Discover, JCB | |
Currency | Processing currency | AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, SGD, USD | AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, USD, CZK, DKK, HUF, IDR, MXN, NOK, PEN, PLN, ZAR, SEK, CHF, THB | EUR, GBP, USD, HKD, SGD, JPY, AUD, CAD, NZD | EUR, PLN, CHF, USD, GBP, HKD, SGD, JPY, AUD, CAD, NZD | USD |
Other | 3D | ❌ | ❌ | ❌ | ❌ | ❌ |
Authorization validity period | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | |
Minimum payment amount | The smallest unit of the currency multiplied by 2. (That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent) | The smallest unit of the currency multiplied by 2. (That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent) | The smallest unit of the currency multiplied by 2. (That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent) | The smallest unit of the currency multiplied by 2. (That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent) | 0.01 USD or equal amounts | |
Maximum payment amount | Unlimited | Unlimited | Unlimited | Unlimited | 9,999,999.99 USD | |
Recurring payments (MIT) | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | |
Multiple partial captures | ❌ | ❌ | ❌ | ❌ | ❌ | |
Partial capture | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | |
Refund | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | |
Partial refund | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | |
Refund period | 365 days | 365 days | 365 days | 365 days | 365 days | |
Chargeback/Dispute | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | |
Advanced AVS check | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | |
Supported integrations | ✔️ API-only ✔️ Mobile Element ✔️ Web Element ❌ Payment links | ✔️ API-only ✔️ Mobile Element ✔️ Web Element ❌ Payment links | ✔️ API-only ✔️ Mobile Element ✔️ Web Element ❌ Payment links | ✔️ API-only ✔️ Mobile Element ✔️ Web Element ❌ Payment links | ✔️ API-only ✔️ Mobile Element ✔️ Web Element ❌ Payment links |
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following screenshots show the user experience of paying with Apple Pay:
- The buyer selects Apple Pay to pay.
- The buyer is directed to the Apple payment sheet and completes the authentication.
- The buyer is redirected to the merchant result page.
Integration considerations
The following section outlines integration considerations for various payment types, detailing customized integration solutions and payment method features.
Before payment
For merchants using the Antom hosted checkout page or merchant-hosted app, you may start the API or SDK integration directly. For merchants self-hosting the checkout page on the Web, Antom facilitates you to set up certificate configurations for subsequent payment processing. Apple uses this certificate to verify your transaction before initiating a payment session.
Request sample
{
"settlementStrategy": {
"settlementCurrency": "USD"
},
"productCode": "CASHIER_PAYMENT",
"productScene": "ELEMENT_PAYMENT",
"paymentNotifyUrl": "http://gol.alipay.net:8080/amsdemo/result",
"paymentRequestId": "ronrequestId_11111",
"paymentRedirectUrl": "http://www.google.com",
"paymentMethod": {
"paymentMethodMetaData": {
"applePayConfiguration": {
"requiredShippingContactFields": [
"email",
"name",
"phone",
"postalAddress"
],
"requiredBillingContactFields": [
"name",
"postalAddress"
],
"buttonsBundled": "true"
}
},
"paymentMethodType": "APPLEPAY"
},
"paymentFactor": {
"isAuthorization": "true",
"captureMode": "AUTOMATIC"
},
"env": {
"clientIp": "142.1.1.2",
"deviceLanguage": "en_CA",
"deviceId": "",
"terminalType": "WEB"
},
"paymentAmount": {
"currency": "USD",
"value": "10"
},
"order": {
"orderAmount": {
"currency": "USD",
"value": "10"
},
"referenceOrderId": "requestId_535714291011951",
"goods": [
{
"referenceGoodsId": "FP10235US-60",
"goodsUrl": "",
"goodsCategory": "",
"goodsUnitAmount": {
"currency": "USD",
"value": "10"
},
"goodsQuantity": 1,
"goodsName": "42/50/60/72 Inch Ultra-Thin Electric Fireplace with Decorative Crystals-60 inches"
}
],
"orderDescription": "Kmomm@gmail.com",
"buyer": {
"referenceBuyerId": "Kmosds@gmail.com",
"buyerRegistrationTime": "2024-09-30T20:01:54+00:00",
"buyerEmail": "Kmomm@gmail.com",
"buyerName": {
"firstName": "abc",
"lastName": "Karim",
"fullName": "abc Karim"
}
}
}
}