Apple Pay

Apple Pay is a leading digital wallet utilized by consumers worldwide for e-commerce shopping. It improves payment conversion rates by providing a faster and more secure checkout experience. Apple Pay holds 30% of the global digital wallet market share. Consumers can seamlessly access their saved card information and complete payments without the need for manual input.

Properties

The following table lists the product properties supported by Apple Pay:

Availability

Acquirer

AlipaySG

AlipayHK

AlipayUK

AlipayEU

AlipayUS

Merchant entity location

SG, HK

HK

UK

EU

US

Buyer country/region

Global

Global

Global

Global

Global

Product features

Payment type

Digital wallet

Digital wallet

Digital wallet

Digital wallet

Digital wallet

Card brand

Visa, Mastercard

Visa, Mastercard

Visa, Mastercard

Visa, Mastercard

Visa, Mastercard, American Express, Discover, JCB

Currency

Processing currency

AUD, CAD, CHF, EUR, GBP,

HKD, JPY, NZD, SGD, USD

AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, USD, CZK, DKK, HUF, IDR, MXN, NOK, PEN, PLN, ZAR, SEK, CHF, THB

EUR, GBP, USD, HKD, SGD,

JPY, AUD, CAD, NZD

EUR, PLN, CHF, USD, GBP, HKD, SGD, JPY, AUD, CAD, NZD

USD

Other

3D

Authorization validity period

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

Minimum payment amount

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

0.01 USD or equal amounts

Maximum payment amount

Unlimited

Unlimited

Unlimited

Unlimited

9,999,999.99 USD

Recurring payments (MIT)

✔️

✔️

✔️

✔️

✔️

Multiple partial captures

Partial capture

✔️

✔️

✔️

✔️

✔️

Refund

✔️

✔️

✔️

✔️

✔️

Partial refund

✔️

✔️

✔️

✔️

✔️

Refund period

365 days

365 days

365 days

365 days

365 days

Chargeback/Dispute

✔️

✔️

✔️

✔️

✔️

Advanced AVS check

✔️

✔️

✔️

✔️

✔️

Supported integrations

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

❌ Payment links

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

❌ Payment links

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

❌ Payment links

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

❌ Payment links

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

❌ Payment links

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following screenshots show the user experience of paying with Apple Pay:

Apple Pay.png

  1. The buyer selects Apple Pay to pay.
  2. The buyer is directed to the Apple payment sheet and completes the authentication.
  3. The buyer is redirected to the merchant result page.

Integration considerations

The following section outlines integration considerations for various payment types, detailing customized integration solutions and payment method features.

Before payment

For merchants using the Antom hosted checkout page or merchant-hosted app, you may start the API or SDK integration directly. For merchants self-hosting the checkout page on the Web, Antom facilitates you to set up certificate configurations for subsequent payment processing. Apple uses this certificate to verify your transaction before initiating a payment session.

Request sample

copy
{
  "settlementStrategy": {
    "settlementCurrency": "USD"
  },
  "productCode": "CASHIER_PAYMENT",
  "productScene": "ELEMENT_PAYMENT",
  "paymentNotifyUrl": "http://gol.alipay.net:8080/amsdemo/result",
  "paymentRequestId": "ronrequestId_11111",
  "paymentRedirectUrl": "http://www.google.com",
  "paymentMethod": {
    "paymentMethodMetaData": {
      "applePayConfiguration": {
        "requiredShippingContactFields": [
          "email",
          "name",
          "phone",
          "postalAddress"
        ],
        "requiredBillingContactFields": [
          "name",
          "postalAddress"
        ],
        "buttonsBundled": "true"
      }
    },
    "paymentMethodType": "APPLEPAY"
  },
  "paymentFactor": {
    "isAuthorization": "true",
    "captureMode": "AUTOMATIC"
  },
  "env": {
    "clientIp": "142.1.1.2",
    "deviceLanguage": "en_CA",
    "deviceId": "",
    "terminalType": "WEB"
  },
  "paymentAmount": {
    "currency": "USD",
    "value": "10"
  },
  "order": {
    "orderAmount": {
      "currency": "USD",
      "value": "10"
    },
    "referenceOrderId": "requestId_535714291011951",
    "goods": [
      {
        "referenceGoodsId": "FP10235US-60",
        "goodsUrl": "",
        "goodsCategory": "",
        "goodsUnitAmount": {
          "currency": "USD",
          "value": "10"
        },
        "goodsQuantity": 1,
        "goodsName": "42/50/60/72 Inch Ultra-Thin Electric Fireplace with Decorative Crystals-60 inches"
      }
    ],
    "orderDescription": "Kmomm@gmail.com",
    "buyer": {
      "referenceBuyerId": "Kmosds@gmail.com",
      "buyerRegistrationTime": "2024-09-30T20:01:54+00:00",
      "buyerEmail": "Kmomm@gmail.com",
      "buyerName": {
        "firstName": "abc",
        "lastName": "Karim",
        "fullName": "abc Karim"
      }
    }
  }
}