MACHBANK

MACHBANK (formerly known simply as MACH) is a leading Chilean neobank and digital payment platform owned by Banco Bci. It was the first digital bank account in Chile to allow users to transfer money and make payments without commissions or maintenance fees. Launched in 2017 to improve financial inclusion, it has grown to become the second-largest bank in Chile by customer base, serving almost 5 million users as of early 2026.

As part of Bci Bank, MACHBANK allows users to make payments through its app or the Bci app. On mobile devices, users are redirected to the MACHBANK or Bci app to confirm a payment. On PC, users can scan a QR code with the MACHBANK or Bci app to confirm a payment.

Properties

The following table lists the product properties supported by MACHBANK:

Payment type	Digital wallet
Funding source	Wallet balance, Credit card, Debit Card, BNPL
Acquirer	AntomSG, AntomEU, AntomUS, AntomUK, AntomHK	Merchant entity location	SG, HK, EU, US, UK
Payment flow	Redirect	Refund	✔️
Buyer country/region	Chile	Partial refund	✔️
Processing currency	CLP	Chargeback/Dispute	❌
Minimum payment amount	1 CLP	Refund period	365 days
Maximum payment amount	3,000,000 CLP	Time to return payment result	Asynchronous

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following figures show the journey of paying with MACHBANK:

App/WAP

Web

1. The buyer selects MACHBANK as the payment method.
2. The buyer is redirected to the MACHBANK app or the Bci app.
3. The buyer reviews the payment details and confirms the payment.
4. The buyer authorizes the payment with a passcode.
5. The buyer is redirected to the merchant payment result page.

1. The buyer selects MACHBANK as the payment method.
2. The buyer is presented with a QR code to scan using the MACHBANK app or the Bci app.
3. The buyer reviews the payment details and confirms the payment.
4. The buyer authorizes the payment with a passcode.
5. The buyer is redirected to the merchant payment result page.

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:

Supported online payments	Supported integrations
One-time Payments	✔️ API-only ✔️ Hosted Checkout Page ✔️ Embedded Checkout Page ✔️ Web Element ✔️ Mobile Element ❌ Payment links
Tokenized Payment	❌
Subscription Payment	❌
EasySafePay	❌
Scan to Link	❌