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WeChat Pay

WeChat, owned by Tencent, is one of the leading mobile apps in China with over 1 billion monthly active users. WeChat Pay is a payment feature integrated into the WeChat app that enables users to complete payments quickly with smartphones. It has over 800 million users and is accepted in 77 markets globally. Overall, WeChat Pay has a 79% penetration in China and is responsible for 34% of total mobile data traffic.

Properties

The following table lists the product properties supported by WeChat Pay:
China
Payment type
Digital wallet
Funding source
Account balance, Credit card, Debit card
Acquirer
AntomSG, AntomHK, AntomMY
Merchant entity location
SG, HK, MY
Payment flow
Redirect, QR Code
Refund
✔️
Buyer country/region
China
Partial refund
✔️
Processing currency
  • Hong Kong, China: HKD
  • Singapore: SGD, USD, HKD, EUR
  • Malaysia: MYR
Chargeback/Dispute
❌
Minimum payment amount
0.1 USD or about 0.8 CNY
Refund period
365 days
Maximum payment amount
  • Single transaction limit:
      • Paying with wallet balance: up to 50,000 CNY per transaction.
      • Paying with a linked domestic bank card: subject to the limit set by the issuing bank.
  • Annual transaction limit: 200,000 CNY
Time to return payment result
Real-time
Hong Kong, China
Payment type
Digital wallet
Funding source
Account balance, Credit card, Debit card
Acquirer
AntomHK
Merchant entity location
HK
Payment flow
Redirect, QR Code
Refund
✔️
Buyer country/region
Hong Kong, China
Partial refund
✔️
Processing currency
HKD
Chargeback/Dispute
❌
Minimum payment amount
0.1 USD or about 0.9 HKD
Refund period
365 days
Maximum payment amount
  • Single transaction limit:
      • Unverified/Basic[1]: 10,000 HKD
      • Bank-transfer verified[2]: 20,000 HKD
      • Fully verified[3]: 38,000 HKD
  • Annual transaction limit: 400,000 HKD
Time to return payment result
Real-time
[1] Unverified/Basic: Simply binding an international or Hong Kong credit/debit card without uploading ID verification. [2] Bank-Transfer Verified: Verified via a local Hong Kong bank transfer or partial ID information. [3] Fully Verified: Complete verification with HKID upload and facial recognition (biometric) authentication.

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following figures show the journey of paying with WeChat Pay:
Web
  1. The buyer selects WeChat Pay to pay at merchant's checkout page.
  2. Display the WeChat Pay QR code on the merchant's page.
  3. The buyer opens the WeChat app to scan the QR code.
  4. The buyer enters the payment password or completes biometric authentication to verify the transaction.
  5. The buyer completes the payment and receives a notification confirming the transaction is approved.
  6. The buyer is redirected to the merchant result page.
App/WAP
  1. The buyer selects WeChat Pay to pay at merchant's checkout page.
  2. The buyer is redirected to the WeChat app for payment.
  3. The buyer views the order details and clicks "Pay" to confirm the payment.
  4. The buyer completes mandatory authentication and receives a notification confirming the transaction is approved.
  5. The buyer is redirected to the merchant result page.

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments
Supported integrations
One-time Payments
✔️ API-only
✔️ Hosted Checkout Page
✔️ Embedded Checkout Page
✔️ Web Element
❌ Mobile Element
❌ Payment links
Tokenized Payment
✔️ API-only
Subscription Payment
❌
EasySafePay
❌
Scan to Link
❌