EPS
Founded in 2005, EPS is a simple and secure online payment method established by mainstream banks in Austria. EPS is a new payment standard and has become the most popular online payment method locally.
When paying with EPS, buyers are redirected to the website of the bank that they choose, and then enter the payment information. After the payment, buyers are redirected to the merchant payment result page to check whether the payment is successful.
Properties
The properties of the EPS payment method are shown in the following table:
Payment type | Online banking | ||
Acquirer | AlipaySG, AlipayEU, AlipayUS | Merchant entity location | SG, AU, HK, EU, US |
Payment flow | Redirect | Refund | ✔️ |
Buyer country/region | Austria | Partial refund | ✔️ |
Processing currency | EUR | Chargeback/Dispute | ❌ |
Minimum payment amount | 1 EUR | Refund period | 365 days |
Maximum payment amount | Unlimited | Time to return payment result | Real-time |
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following graphic shows the user experience of paying with EPS:
- The buyer selects EPS to pay.
- The buyer selects the payment bank.
- The buyer completes the online login of the bank.
- The buyer confirms the order information.
- The buyer receives an approval request message from the bank app on the phone.
- The buyer opens the bank app and confirms the payment information.
- The buyer completes the approval operation.
- The buyer manually switches back to the APM page to view the payment result.
- The buyer is redirected to the merchant result page.
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method: