Pay by bank

Pay by bank is one of the popular alternative payment methods in the UK, allowing customers to pay directly from the existing bank accounts with a user-friendly, secure, and cost-effective payment experience.

Properties

The properties of the Pay by bank payment method are shown in the following table:

Payment type

Online banking

Acquirer

AntomUK

Merchant entity location

UK

Payment flow

Redirect

Refund

✔️

Buyer country/region

UK

Partial refund

✔️

Processing currency

GBP

Chargeback/Dispute

Minimum payment amount

0.99 GBP

Refund period

365 days

Maximum payment amount

15,000 GBP

Time to return payment result

Real-time

Default timeout

7 days

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following figure shows the journey of paying with Pay by bank:

pay by bank.png

  1. The buyer selects Pay by bank to pay.
  2. The buyer selects a bank to make a payment.
  3. The buyer is redirected to the bank app or webpage. Check the order information and complete the transaction with bank account verification.
  4. The buyer receives the payment result via SMS sent by the bank.
  5. The buyer is redirected back to the merchant result page.

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:

Supported online payments

Supported integrations

Payment method manual

Checkout Payment

✔️ API-only

❌ Hosted Checkout Page

❌ Embedded Checkout Page

❌ Mobile Element

❌ Web Element

❌ Pay By Link

Pay by bank

Auto Debit

None

Subscription Payment

None

EasySafePay

None

Scan to Link

None