UPI
Unified Payments Interface (UPI) operates via a UPI-enabled smartphone application for real-time digital payments, enabling users to send and receive money, make instant bill payments, and authorize transactions all within a single application and in a single step.
Properties
The following table lists the product properties supported by UPI:
Payment type | Real-time payment | ||
Acquirer | AlipaySG, AlipayUS, AlipayUK, AlipayEU | Merchant entity location | SG, HK, US, UK, EU |
Payment flow | Redirect | Refund | ✔️ |
Buyer country/region | India | Partial refund | ✔️ |
Processing currency | INR | Chargeback/Dispute | ✔️ |
Minimum payment amount | 1 INR | Refund period | 180 days |
Maximum payment amount | 150,000 INR | Time to return payment result | Real-time |
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following graphics show the user experience of paying with UPI:
- The buyer selects UPI to pay.
- The buyer is redirected to PayU's payment page.
- The buyer enters the UPI ID.
- The buyer receives a notification sent by the bank app and opens the app to confirm the payment.
- The buyer is redirected to the merchant result page.
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments | Supported integrations | Payment method manual |
Checkout Payment | ✔️ API-only ✔️ Mobile Element ✔️ Web Element ❌ Pay-by-Link | |
Auto Debit | ❌ | None |
Subscription Payment | ❌ | None |
EasySafePay | ❌ | None |
Scan to Link | ❌ | None |