Net Banking
Net Banking is an online banking payment method in India that allows users to make transactions directly from their bank accounts. It holds approximately 12% of the market share of online payment methods in India.
Properties
The following table lists the product properties supported by Net Banking:
Payment type | Online Banking | ||
Acquirer | AlipaySG, AlipayUS, AlipayUK, AlipayEU | Merchant entity location | SG, HK, US, UK, EU |
Payment flow | Redirect | Refund | ✔️ |
Buyer country/region | India | Partial refund | ✔️ |
Processing currency | INR | Chargeback/Dispute | ❌ |
Minimum payment amount | 1 INR | Refund period | 180 days |
Maximum payment amount | 2,500,000 INR | Time to return payment result | Real-time |
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following screenshots show the user experience of paying with Net Banking:
- The buyer selects Net Banking to pay.
- The buyer is redirected to PayU's bank list page.
- The buyer selects a bank to proceed with the payment.
- The buyer is redirected to the bank's login page and completes the payment.
- The buyer is redirected to the merchant result page.
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments | Supported integrations | Payment method manual |
Checkout Payment | ✔️ API-only ✔️ Mobile Element ✔️ Web Element ❌ Pay-by-Link | |
Auto Debit | ❌ | None |
Subscription Payment | ❌ | None |
EasySafePay | ❌ | None |
Scan to Link | ❌ | None |