Antom, leading provider of tailored payment solutions

IRIS

IRIS is Greece's primary online banking payment system, operated by the Hellenic Bank Association. This standardized solution offers seamless access to the country's leading banks, including National Bank of Greece, Piraeus Bank, Alpha Bank, and Eurobank.

Properties

The properties of the IRIS payment method are shown in the following table:
Payment type
Online banking
Funding source
Bank account
Acquirer
AntomSG, AntomUS, AntomUK, AntomEU, AntomHK
Merchant entity location
SG, US, UK, EEA, HK
Payment flow
Redirect
Time to return payment result
Real-time
Buyer country/region
Greece
Refund
✔️
Processing currency
EUR
Partial refund
❌
Minimum payment amount
0.01 EUR
Chargeback/Dispute
❌
Maximum payment amount
Unlimited
Refund period
365 days

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following figures show the journey of paying with IRIS:
Web
  1. The buyer selects IRIS to pay.
  2. The buyer selects a bank to make a payment.
  3. The buyer is redirected to the bank website to check the order information.
  4. The buyer completes the transaction with bank account verification.
  5. The buyer is redirected back to the merchant result page.
Web (QR code)
  1. The buyer selects IRIS to pay.
  2. The buyer selects QR scan to make a payment, a QR code will be displayed to buyer.
  3. The buyer opens the bank app to scan the QR code.
  4. The buyer is redirected to the bank app or webpage to check the order information.
  5. The buyer completes the transaction with bank account verification.
  6. The buyer is redirected back to the merchant result page.
Mobile/H5
  1. The buyer selects IRIS to pay.
  2. The buyer selects a bank to make a payment.
  3. The buyer is redirected to the bank app or webpage to check the order information.
  4. The buyer completes the transaction with bank account verification.
  5. The buyer is redirected back to the merchant result page.

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments
Supported integrations
One-time Payments
✔️ API-only
❌ Payment links
Tokenized Payment
❌
Subscription Payment
❌
EasySafePay
❌
Scan to Link
❌