IRIS
IRIS is Greece's primary online banking payment system, operated by the Hellenic Bank Association. This standardized solution offers seamless access to the country's leading banks, including National Bank of Greece, Piraeus Bank, Alpha Bank, and Eurobank.
Properties
The properties of the IRIS payment method are shown in the following table:
Payment type | Online banking | ||
Funding source | Bank account | ||
Acquirer | AntomSG, AntomUS, AntomUK, AntomEU, AntomHK | Merchant entity location | SG, US, UK, EEA, HK |
Payment flow | Redirect | Time to return payment result | Real-time |
Buyer country/region | Greece | Refund | ✔️ |
Processing currency | EUR | Partial refund | ❌ |
Minimum payment amount | 0.01 EUR | Chargeback/Dispute | ❌ |
Maximum payment amount | Unlimited | Refund period | 365 days |
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following figures show the journey of paying with IRIS:
Web
- The buyer selects IRIS to pay.
- The buyer selects a bank to make a payment.
- The buyer is redirected to the bank website to check the order information.
- The buyer completes the transaction with bank account verification.
- The buyer is redirected back to the merchant result page.
Web (QR code)
- The buyer selects IRIS to pay.
- The buyer selects QR scan to make a payment, a QR code will be displayed to buyer.
- The buyer opens the bank app to scan the QR code.
- The buyer is redirected to the bank app or webpage to check the order information.
- The buyer completes the transaction with bank account verification.
- The buyer is redirected back to the merchant result page.
Mobile/H5
- The buyer selects IRIS to pay.
- The buyer selects a bank to make a payment.
- The buyer is redirected to the bank app or webpage to check the order information.
- The buyer completes the transaction with bank account verification.
- The buyer is redirected back to the merchant result page.
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments | Supported integrations |
One-time Payments | ❌ Payment links |
Tokenized Payment | ❌ |
Subscription Payment | ❌ |
EasySafePay | ❌ |
Scan to Link | ❌ |