Indian cards
Currently, Indian cards only support payments from locally issued (India) cards. It covers card brands such as Visa, Mastercard, Diners, and others.
Properties
The following table lists the product properties supported by Indian cards:
Availability | Acquirer | AntomSG, AntomHK, AntomUS, AntomUK, AntomEU |
Merchant entity location | SG, HK, US, UK, EEA | |
Buyer country/region | India | |
Product features | Payment type | Card |
Card brand | Visa, Mastercard, Diners | |
Card type | No limit | |
Processing currency | INR | |
Other | 3D | ✔️ |
Authorization validity period | 7 days | |
Minimum payment amount | 1 INR | |
Maximum payment amount | 2,500,000 INR | |
Recurring payments (MIT) | ❌ | |
Multiple partial captures | ✔️ | |
Partial capture | ✔️ | |
Refund | ✔️ | |
Partial refund | ✔️ | |
Refund period | 180 days | |
Chargeback/Dispute | ✔️ | |
Advanced AVS check | ❌ |
User experience
This section shows the user experience of Indian cards in different scenarios:
First-time payment
Subsequent payments
Note: Indian cards support card-on-file payments. Buyers can choose to save their card details during the first payment, and for subsequent payments, they can select a saved card to complete the transaction quickly without re-entering card information. Follow the integration step to enable the card-on-file feature.
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments | Supported integrations |
One-time Payments | ❌ Hosted Checkout Page ❌ Embedded Checkout Page ❌ Mobile Element ❌ Web Element ❌ Payment links |
Tokenized Payment | ❌ |
Subscription Payment | ❌ |
EasySafePay | ❌ |
Scan to Link | ❌ |
Integration considerations
To ensure a smooth payment process and provide the best experience for your buyers, please note the integration recommendations when initiating an authorized payment:
- Buyer information prefilling: When calling the pay (One-time Payments) API, pass the buyer information parameters to allow buyers to directly enter the payment process without any additional steps.
- Travel industry considerations: If you are a travel industry merchant, it is strongly recommended that you pass the buyer information parameters when calling the pay (One-time Payments) API to pre-fill the relevant information on the Indian cards intermediate page, eliminating the need for buyers to manually enter it.