seQura

seQura is one of Spain’s top Buy Now Pay Later providers, offering interest-free plans and longer-term financing tailored to local preferences. It focuses on e-commerce integration and risk-powered underwriting, trusted by Gen Z and Millennials. seQura is accepted by over 5,000 merchants across 15 verticals.

Properties

The following table lists the product properties supported by seQura:

Payment type

Buy now pay later

Acquirer

AntomEU, AntomUK,

AntomSG, AntomHK, AntomUS

Merchant entity location

EEA, UK,

SG, HK, US

Buyer country/region

Spain

Refund

✔️

Payment flow

Redirect

Partial refund

✔️

Processing currency

EUR

Chargeback/Dispute

Maximum payment amount

3,000 EUR

Refund period

365 days

Minimum payment amount

  • Pay in 3 installments: 29 EUR
  • Pay in 6 installments: 50 EUR
  • Pay in 12 installments: 150 EUR
  • Pay in 18 installments: 389 EUR

Time to return payment result

Real-time

Note: For airline and travel merchants, seQura has a specific limitation regarding products (e.g., hotels, flights, cars):

  • One-way travel: allowed only when both the departure and arrival destinations are within the EEA, with a minimum advance booking time of 14 days.
  • Round-trip travel: allowed worldwide, with a minimum advance booking time of 14 days.

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following figures show the journey of paying with seQura:

image.png
  1. The buyer selects seQura to pay at the merchant checkout page.
  2. The buyer is redirected to the seQura Hosted Payment page and selects a preferred installment period.
  3. The buyer enters the personal information.
  4. The buyer completes the phone number verification via OTP.
  5. The buyer enters card details for future installment payments and completes 3DS authentication within the required time frame.
  6. The buyer is redirected back to the merchant result page.

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:

Supported online payments

Supported integrations

One-time Payments

✔️ API-only

Hosted Checkout Page

Embedded Checkout Page

Web Element

Mobile Element

❌ Payment links

Tokenized Payment

Subscription Payment

EasySafePay

Scan to Link