Paidy
Founded in Tokyo in 2014, Paidy is a leading buy now, pay later (BNPL) service in Japan. It enables consumers to make payments and pay later—either in installments or in a lump sum—without needing a credit card. As Japan’s BNPL leader, Paidy aims to build trust in society and offer financial flexibility to buyers. Paidy simplifies purchases by requiring only a mobile phone number and an email address, with payments settled the following month.
Properties
The following table lists the product properties supported by Paidy:
Payment type | Buy now pay later | ||
Acquirer | AntomSG, AntomUS, AntomUK, AntomEU, AntomHK, AntomJP | Merchant entity location | SG, US, UK, EU, HK, JP |
Payment flow | Redirect | Refund | ✔️ |
Buyer country/region | Japan | Partial refund | ✔️ |
Processing currency | JPY | Chargeback/Dispute | ❌ |
Minimum payment amount | 1 JPY | Refund period | 365 days |
Maximum payment amount | 100,000 JPY | Time to return payment result | Real-time |
Default timeout | 14 minutes | ||
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following figures show the journey of paying with Paidy:
- The buyer selects Paidy to pay.
- The buyer is redirected to the Paidy page and inputs the email address and phone number.
- The buyer enters the OTP to complete the payment.
- Display the payment result on the Paidy page.
- The buyer is redirected back to the merchant result page.
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method: