BillEase
BillEase, launched in 2017 by the fintech company First Digital Finance Corporation, is one of the largest Buy Now Pay Later providers in the Philippines.
Buyers can apply for credit lines by providing personal information. Credit lines enable them to buy products in installments or by using Buy Now Pay Later. Buyers can complete repayments through various means such as InstaPay, PESONet, e-wallets, bank transfers, and at over 22,000 retail stores including 7-Eleven, Cebuana, and MLhuillier.
Properties
The following table lists the product properties supported by BillEase:
Payment type | Buy now pay later | ||
Acquirer | AntomSG, AntomHK, AntomEU, AntomUS, AntomUK | Merchant entity location | SG, HK, US, EEA, UK |
Payment flow | Redirect | Refund | ✔️ |
Buyer country/region | Philippines | Partial refund | ✔️ |
Time to return payment result | Real-time | Chargeback/Dispute | ❌ |
Processing currency | PHP | Refund period | 365 days |
Minimum payment amount | Buy now pay later: 50 PHP; Installment payment: 50 PHP | Default timeout | 14 minutes |
Maximum payment amount | Buy now pay later: 50,000 PHP; Installment payment: 100,000 PHP | Supported plugins | ❌ WooCommerce |
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following figure shows the journey of paying with BillEase:
Web (QR code)
- The buyer selects BillEase to pay.
- The buyer is directed to the BillEase payment page, where the payment code is displayed.
- The buyer scans the QR code with the BillEase app.
- The buyer chooses the payment plan.
- The buyer confirms the order information.
- The buyer enters the PIN to complete the payment.
- The buyer completes the OTP verification.
- The buyer confirms the payment result.
Note: The BillEase page in Step 2 does not automatically refresh or redirect to the merchant results page when the payment is completed.
Web
- The buyer selects BillEase to pay.
- The buyer is directed to the BillEase page and chooses the payment plan.
- The buyer confirms the order information.
- The buyer completes the OTP verification.
- The buyer views the payment result.
- The buyer is redirected to the merchant result page.
App
- The buyer selects BillEase to pay.
- The buyer is directed to the BillEase page and chooses the BillEase app to proceed the payment.
- The buyer chooses the payment plan.
- The buyer confirms the order information.
- The buyer enters the PIN to complete the payment.
- The buyer views the payment result.
- The buyer is redirected to the merchant result page.
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments | Supported integrations |
One-time Payments | ❌ Hosted Checkout Page ❌ Embedded Checkout Page ❌ Payment links |
Tokenized Payment | ❌ |
Subscription Payment | ❌ |
EasySafePay | ❌ |
Scan to Link | ❌ |
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