Tamara

Founded in Saudi Arabia in late 2020, Tamara is expanding rapidly in the Gulf Cooperation Council (GCC) and is now one of the top major Buy-Now-Pay-Later players in the region. More than supporting installment payments, Tamara is also a shopping tool with built-in in-store catalogs, advertising and promotion solutions, coupled with customer loyalty programs. Therefore, Tamara can help merchants attract customers, boost sales, and save costs.

Properties

The following table lists the product properties supported by Tamara:

Payment type

Buy now pay later

Funding source

Card

Acquirer

AlipaySG, AlipayUS, AlipayUK, AlipayEU

Merchant entity location

SG, HK, AU,

US, UK, EU

Payment flow

Redirect

Refund

✔️

Buyer country/region

Saudi Arabia;

United Arab Emirates

Partial refund

✔️

Processing currency

SAR; AED

Chargeback/Dispute

✔️

Minimum payment amount

1 SAR;
1 AED

Refund period

120 days

Maximum payment amount

5,000 SAR;
20,000 AED

Time to return payment result

Real-time

Supported integrations

✔️ APIs-only

❌ Hosted Checkout Page

❌ Embedded Checkout Page

❌ Mobile Element

❌ Web Element

❌ Payment links

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following graphic shows the user experience of paying with Tamara:

image.png

  1. The buyer selects Tamara to pay.
  2. The buyer is redirected to the Tamara's mobile browser payment page and logs in with the phone number.
  3. The buyer enters the OTP PIN to continue payment.
  4. The buyer enters the 6-digit authentication code, which is sent to the mobile number registered to Tamara, to complete the payment.
  5. The buyer is redirected back to the merchant result page.