Antom, leading provider of tailored payment solutions

Tamara

Founded in Saudi Arabia in late 2020, Tamara is expanding rapidly in the Gulf Cooperation Council (GCC) and is now one of the top major buy now, pay later players in the region. More than supporting installment payments, Tamara is also a shopping tool with built-in in-store catalogs, advertising and promotion solutions, coupled with customer loyalty programs. Therefore, Tamara can help merchants attract customers, boost sales, and save costs.

Properties

The following table lists the product properties supported by Tamara:
Payment type
Buy now pay later
Funding source
Card
Acquirer
AntomSG, AntomHK,
AntomEU, AntomUS, AntomUK
Merchant entity location
SG, HK,
EEA, US, UK
Payment flow
Redirect
Refund
✔️
Buyer country/region
Saudi Arabia; United Arab Emirates
Partial refund
✔️
Processing currency
SAR; AED
Chargeback/Dispute
✔️
Minimum payment amount
1 SAR; 1 AED
Refund period
365 days
Maximum payment amount
No limit
Time to return payment result
Real-time

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following graphic shows the user experience of paying with Tamara:
WAP
Web
  1. The buyer selects Tamara to pay.
  2. The buyer is redirected to the Tamara page and logs in with the phone number.
  3. The buyer receives an SMS verification code and enters it on the Tamara page.
  4. The buyer confirms the payment plan and payment method to proceed and complete the payment.
  5. The buyer is redirected back to the payment result page.

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments
Supported integrations
One-time Payments
✔️ API-only
❌ Hosted Checkout Page
❌ Embedded Checkout Page
❌ Web Element
❌ Mobile Element
❌ Payment links
Tokenized Payment
❌
Subscription Payment
❌
EasySafePay
❌
Scan to Link
❌