PayMe

Launched in 2017, PayMe by HSBC is a popular mobile wallet in Hong Kong, China. It lets users easily send and receive money using just a phone number, making it ideal for splitting bills, paying friends, or shopping. The app works on both iOS and Android and supports English, Traditional Chinese, and Simplified Chinese.

To sign up, users need a Hong Kong ID, a local phone number, and either a bank account or a credit card. Transfers between users are free and instant. PayMe also has a social feature that allows friends to share payment activity with privacy controls. More than 3.2 million people in Hong Kong use PayMe. It’s accepted at many major retailers, including 7-Eleven, McDonald’s, and Foodpanda. Backed by HSBC, PayMe is secure and reliable for everyday payments.

Properties

The following table lists the product properties supported by PayMe:

Payment type

Digital wallet

Funding source

Account balance, Credit card, Debit card

Acquirer

AntomHK

Merchant entity location

HK

Payment flow

Redirect

Refund

✔️

Buyer country/region

Hong Kong, China

Partial refund

✔️

Processing currency

HKD

Chargeback/Dispute

Minimum payment amount

0.01 HKD

Refund period

365 days

Maximum payment amount

Unlimited

Time to return payment result

Real-time

Default timeout

14 minutes

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following figure shows the journey of paying with PayMe in App/WAP terminals:

image.png

  1. The buyer selects PayMe to pay at the merchant checkout page.
  2. The buyer is navigated to the PayMe app and checks the pay business information to proceed with the payment.
  3. The buyer completes the mandatory authentication.
  4. The buyer completes the payment and receives a notification about transaction approved.
  5. The buyer is redirected back to the merchant result page.

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:

Supported online payments

Supported integrations

One-time Payments

✔️ API-only

Hosted Checkout Page

Embedded Checkout Page

Web Element

Mobile Element

Payment links

Auto Debit

Subscription Payment

EasySafePay

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