PayMe
Launched in 2017, PayMe by HSBC is a popular mobile wallet in Hong Kong, China. It lets users easily send and receive money using just a phone number, making it ideal for splitting bills, paying friends, or shopping. The app works on both iOS and Android and supports English, Traditional Chinese, and Simplified Chinese.
To sign up, users need a Hong Kong ID, a local phone number, and either a bank account or a credit card. Transfers between users are free and instant. PayMe also has a social feature that allows friends to share payment activity with privacy controls. More than 3.2 million people in Hong Kong use PayMe. It’s accepted at many major retailers, including 7-Eleven, McDonald’s, and Foodpanda. Backed by HSBC, PayMe is secure and reliable for everyday payments.
Properties
The following table lists the product properties supported by PayMe:
Payment type | Digital wallet | ||
Funding source | Account balance, Credit card, Debit card | ||
Acquirer | AntomHK | Merchant entity location | HK |
Payment flow | QR Code, Redirect | Refund | ✔️ |
Buyer country/region | Hong Kong, China | Partial refund | ✔️ |
Processing currency | HKD | Chargeback/Dispute | ❌ |
Minimum payment amount | 0.1 HKD | Refund period | 365 days |
Maximum payment amount | Unlimited[1] | Time to return payment result | Real-time |
Default timeout | 14 minutes | ||
[1] While supporting unlimited transaction amounts, actual payments may fail due to buyer wallet balance limits (max 200,000 HKD) or an annual spending cap (up to 600,000 HKD). High-value transactions are subject to these constraints.
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following figures show the journey of paying with PayMe:
- The buyer selects PayMe to pay at the merchant checkout page.
- The buyer is redirected to the Antom page to obtain a payment QR code.
- The buyer opens the PayMe app to scan the QR code.
- The buyer clicks "Pay a business" to make the payment.
- The buyer completes the mandatory authentication.
- The buyer completes the payment and receives a notification about transaction approved.
- The buyer is redirected back to the merchant result page.
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments | Supported integrations |
One-time Payments | ✔️ API-only ❌ Payment links |
Tokenized Payment | ❌ |
Subscription Payment | ❌ |
EasySafePay | ❌ |
Scan to Link | ❌ |