American Express
American Express (Amex) is a leading American bank holding company and multinational financial services corporation, specializing in payment cards. Amex had a 4.61% worldwide market share by payment volume in 2022, compared to 38.73% for Visa and 24% for Mastercard. Amex credit cards are widely accepted at 99% of U.S. merchants that accept credit cards.
Properties
The properties of Amex are shown in the following table:
[1] Typically 7 days. If conditions are met, the maximum period can be up to 30 days.
[2] Each transaction can be captured only once.
[3] In certain scenarios, partial refund is conditional and requires additional approval to be enabled.
Installment
The installment properties of Amex are shown in the following table:
[1] Typically 7 days. If conditions are met, the maximum period can be up to 30 days.
[2] Each transaction can be captured only once.
[3] In certain scenarios, partial refund is conditional and requires additional approval to be enabled.
User experience
This section shows the user experience of Amex in different scenarios:
API integration
This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.
PCI qualified
Non-PCI qualified
SDK integration
This section shows the difference between the first-time and subsequent payments under the SDK integration.
First-time payment
Subsequent payments
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:











