Antom, leading provider of tailored payment solutions

BCA

Bank Central Asia (BCA) is the largest and most valuable private bank in Indonesia, and one of the financial institutions with the highest market value in Southeast Asia. In Indonesia, BCA's position is similar to the combination of China Merchants Bank and Industrial and Commercial Bank of China-it not only boasts the largest retail customer base but is also renowned for its outstanding digital services and financial stability.
In Indonesia, almost everyone with a bank card holds a BCA account. Its savings account is the preferred choice for salary deposits and daily expenses.

Properties

The following table lists the product properties supported by BCA:
Payment type
Online banking
Acquirer
AntomSG, AntomHK,
AntomEU, AntomUS, AntomUK
Merchant entity location
SG, HK,
EEA, US, UK
Payment flow
Redirect
Refund
❌
Buyer country/region
Indonesia
Partial refund
❌
Time to return payment result
Real-time
Refund period
❌
Processing currency
IDR
Chargeback/Dispute
❌
Minimum payment amount
10,000 IDR
Customize the timeout
✔️
Maximum payment amount
100,000,000 IDR
Default timeout
48 hours

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following figures show the journey of paying with BCA:
Web
App/WAP
  1. The buyer selects BCA to pay.
  2. The buyer is redirected to the Antom page and obtains the payment code.
  3. The buyer manually opens a bank App and completes the payment.
  4. The buyer is redirected back to the merchant result page.

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments
Supported integrations
One-time Payments
✔️ API-only
✔️ Hosted Checkout Page
✔️ Embedded Checkout Page
✔️ Web Element
✔️ Mobile Element
❌ Payment links
Tokenized Payment
❌
Subscription Payment
❌
EasySafePay
❌
Scan to Link
❌