Google Pay

Google Pay is a leading digital wallet utilized by consumers worldwide for e-commerce shopping. It improves payment conversion rates by providing a faster and more secure checkout experience. Along with Apple Pay, Google Pay holds 30% of the global digital wallet market share. Consumers can seamlessly access their saved card information and complete payments without the need for manual input.

Properties

The following table lists the product properties supported by Google Pay:

Availability

Acquirer

AlipaySG

AlipayHK

AlipayUK

AlipayEU

AlipayUS

Merchant entity location

SG, HK

HK

UK

EU

US

Buyer country/region

Global

Global

Global

Global

Global

Product features

Payment type

Digital wallet

Digital wallet

Digital wallet

Digital wallet

Digital wallet

Card brand

Visa, Mastercard

Visa, Mastercard

Visa, Mastercard

Visa, Mastercard

Visa, Mastercard, American Express, Discover, JCB

Currency

Processing currency

AUD, CAD, CHF, EUR, GBP,

HKD, JPY, NZD, SGD, USD

AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, USD, CZK, DKK, HUF, IDR, MXN, NOK, PEN, PLN, ZAR, SEK, CHF, THB

EUR, GBP, USD, HKD, SGD,

JPY, AUD, CAD, NZD

EUR, PLN, CHF, USD, GBP, HKD,

SGD, JPY, AUD, CAD, NZD

USD

Other

3D

✔️

✔️

✔️

✔️

✔️

Authorization validity period

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

Minimum payment amount

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

0.01 USD or equal amounts

Maximum payment amount

Unlimited

Unlimited

Unlimited

Unlimited

9,999,999.99 USD

Recurring payments (MIT)

✔️

✔️

✔️

✔️

✔️

Multiple partial captures

Partial capture

✔️

✔️

✔️

✔️

✔️

Refund

✔️

✔️

✔️

✔️

✔️

Partial refund

✔️

✔️

✔️

✔️

✔️

Refund period

365 days

365 days

365 days

365 days

365 days

Chargeback/Dispute

✔️

✔️

✔️

✔️

✔️

Advanced AVS check

✔️

✔️

✔️

✔️

✔️

Supported integrations

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

❌ Payment links

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

❌ Payment links

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

❌ Payment links

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

❌ Payment links

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

❌ Payment links

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following screenshots show the user experience of paying with Google Pay:

image.png
  1. The buyer selects Google Pay to pay.
  2. The buyer is directed to the Google payment sheet, confirms the order information and completes the authentication.
  3. The buyer is redirected to the merchant result page.

Integration considerations

The following section outlines integration considerations for various payment types, detailing customized integration solutions and payment method features.

Before payment

For merchants using the Antom hosted checkout page, you may start integration directly. However, for merchants self-hosting the checkout page or app, you are required to register and enable Google Pay in the Google Console before starting production transactions.

Request sample

copy
{
  "order": {
    "extendInfo": {
      "chinaExtraTransInfo": {
        "businessType": "5",
        "otherBusinessType": "5"
      }
    },
    "buyer": {
      "buyerPhoneNo": "12344445555",
      "buyerEmail": "xxx@aaa.com"
    },
    "goods": [
      {
        "goodsBrand": "AMSDM",
        "goodsCategory": "card/ssr/adc",
        "goodsName": "Goods No.1",
        "goodsQuantity": "1",
        "goodsSkuName": "SKU1",
        "goodsUnitAmount": {
          "currency": "EUR",
          "value": "10"
        },
        "goodsUrl": "HangZhou LeiFenTa",
        "referenceGoodsId": "your_reference_ID"
      }
    ],
    "orderAmount": {
      "currency": "EUR",
      "value": "10"
    },
    "orderDescription": "AMSDM_GIFT",
    "referenceOrderId": "your_reference_ID"
  },
  "paymentAmount": {
    "currency": "EUR",
    "value": "10"
  },
  "paymentNotifyUrl": "https://www.baidu.com",
  "paymentRedirectUrl": "https://www.baidu.com",
  "paymentRequestId": "your_paymentRequest_ID",
  "productCode": "CASHIER_PAYMENT",
  "productScene": "CHECKOUT_PAYMENT",
  "settlementStrategy": {
    "settlementCurrency": "USD"
  },
  "locale": "en_US",
  "paymentMethod": {
    "paymentMethodType": "GOOGLEPAY",
    "paymentMethodMetaData": {
      "googlePayConfiguration": {
        "expressCheckout": true,
        "emailRequired": true,
        "shippingAddressRequired": true,
        "allowedAuthMethods": [
          "PAN_ONLY",
          "CRYPTOGRAM_3DS"
        ],
        "billingAddressRequired": true,
        "configuration": {
          "merchantId": "12345678901234567890",
          "merchantName": "Demo Merchant"
        },
        "environment": "TEST"
      }
    }
  }
}