Antom, leading provider of tailored payment solutions

JCB

JCB is a Japanese credit card company and a leading issuer of credit cards. It has evolved into a global payment brand and a prominent credit card issuing organization. JCB has become widely accepted by merchants worldwide, with a strong presence in the Asian region.

Properties

The properties of the JCB payment method are shown in the following table:
Availability
Acquirer
2C2P HK
AntomSG
AntomHK
AntomUS
AntomJP
Merchant entity location
HK
SG
HK
US
JP
Buyer country/region
Global
Global
Global
Global
Global
Product features
Payment type
Card
Card
Card
Card
Card
Card brand
JCB
JCB
JCB
JCB
JCB
Card type
No limit
No limit
No limit
No limit
No limit
Processing currency
USD
JPY
Other
3D
✔️
✔️
✔️
✔️
✔️
Authorization validity period
7 days.
To reduce costs, we recommend that you initiate a request to capture
or cancel the authorization within 3 days.
7 days.[1]
To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.
Minimum payment amount
0.01 USD or equivalent in local currency (subject to exchange-rate fluctuations)
0.01 USD or equivalent in local currency (subject to exchange-rate fluctuations)
0.01 USD or equivalent in local currency (subject to exchange-rate fluctuations)
Maximum payment amount
499,999 USD or equal amounts
9,999,999.99 USD
Unlimited
Recurring payments (MIT)
❌
❌
❌
✔️
❌
Multiple partial captures
❌
✔️
✔️
❌
❌
Partial captures
✔️
✔️
✔️
✔️
✔️[2]
Refund
✔️
✔️
✔️
✔️
✔️
Partial refund
✔️
✔️
✔️
✔️
✔️[3]
Chargeback/Dispute
✔️
✔️
✔️
✔️
✔️
Refund period
365 days
365 days
365 days
365 days
365 days
Advanced AVS check
❌
❌
❌
❌
❌
Special payment element
Refer to Special payment elements for Cards for more details.
[1] Typically 7 days. If conditions are met, the maximum period can be up to 30 days. [2] Each transaction can be captured only once. [3] In certain scenarios, partial refund is conditional and requires additional approval to be enabled.

Installment

The installment properties of JCB are shown in the following table:
Availability
Acquirer
AntomJP
Merchant entity location
JP
Buyer country/region
Global
Product features
Payment type
Card
Card brand
Visa, Mastercard, JCB, American Express
Card type
Credit card
Processing currency
JPY
Default timeout
14 minutes
Other
3D
✔️
Authorization validity period
7 days[1]
To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.
Minimum payment amount
1 JPY
Maximum payment amount
No limit
Recurring payments (MIT)
❌
Partial captures
✔️[2]
Refund
✔️
Partial refunds
✔️[3]
Refund period
365 days
Chargeback/Dispute
✔️
Advanced AVS check
❌
Installment
✔️
Installment interest payer
Users
Interest free plan
❌
Installment supported plan
The standard number of installments are 3, 5, 6, 10, 12, 15, 18, 20, and 24.
[1] Typically 7 days. If conditions are met, the maximum period can be up to 30 days. [2] Each transaction can be captured only once. [3] In certain scenarios, partial refund is conditional and requires additional approval to be enabled.

Processing currency for 2C2P HK

HKD (local cards)
AED, AUD, BDT, BHD, BND, CAD, CHF, CNY, DKK, EUR, GBP, HKD (foreign cards), IDR, INR, JPY, KRW, KWD, KZT, LKR, MMK, MOP, MYR, NOK, NPR, NZD, OMR, PHP, PKR, QAR, RUB, SAR, SEK, SGD, THB, TWD, USD, VND, ZAR

Processing currency for AntomSG

AED, AFN, ALL, AMD, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BSD, BTN, BWP, BZD, CAD, CDF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DOP, DZD, EGP, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SGD, SHP, SOS, SRD, STN, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, ZAR, ZMW

Processing currency for AntomHK

AED, AFN, ALL, AMD, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SOS, SRD, STN, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, ZAR, ZMW

User experience

This section shows the user experience of JCB in different scenarios:

API-only integration

This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.
PCI qualified
This section shows the difference between the first-time and subsequent payments under the PCI qualified.
First-time payment
This section shows the difference between Web and app when making the first-time payment under the PCI qualified.
Web
App
Subsequent payments
This section shows the difference between Web and app when making the subsequent payments under the PCI qualified.
Web
App
Non-PCI qualified
This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.
First-time payment
This section shows the difference between Web and app when making the first-time payment under the non-PCI qualified.
Web
App
Subsequent payments
This section shows the difference between Web and app when making the subsequent payments under the non-PCI qualified.
Web
App

SDK integration

This section shows the difference between the first-time and subsequent payments under the SDK integration.
First-time payment
This section shows the difference between Web and app when making the first-time payment under the SDK integration.
Web
App
Subsequent payments
This section shows the difference between Web and app when making the subsequent payments under the SDK integration.
Web
App

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments
Supported integrations
One-time Payments
❌ Mobile Element
❌ Web Element
❌ Payment links
Tokenized Payment
❌
Subscription Payment
❌
EasySafePay
❌
Scan to Link
❌

Integration considerations

Installments are supported under AntomJP. For integration details, refer to Installment payments.