UnionPay
UnionPay offers a wide range of products, including credit and debit cards, which brings great convenience to cardholders and are accepted globally. Known for secure and stable payment processing, UnionPay has become one of the preferred payment methods for consumers and merchants.
Properties
The properties of the UnionPay payment method are shown in the following table:
Availability | Acquirer | 2C2P HK | AntomUS | AntomSG | AntomHK |
Merchant entity location | HK | US | SG | HK | |
Buyer country/region | Global | Global | Global | Global | |
Product features | Payment type | Card | Card | Card | Card |
Card brand | UnionPay | UnionPay | UnionPay | UnionPay | |
Card type | No limit | No limit | No limit | No limit | |
Processing currency | USD | CNY, MOP, IDR, MYR, KRW, LKR, NPR, PKR, TWD, PHP, SGD, USD | CNY, MOP, IDR, MYR, KRW, LKR, NPR, PKR, TWD, PHP, HKD, USD | ||
Other | 3D | ✔️ | ✔️ | ✔️ | ✔️ |
Authorization validity period | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | |
Minimum payment amount | 0.01 USD or equivalent in local currency (subject to exchange-rate fluctuations) | 0.01 USD or equivalent in local currency (subject to exchange-rate fluctuations) | 0.01 USD or equivalent in local currency (subject to exchange-rate fluctuations) | 0.01 USD or equivalent in local currency (subject to exchange-rate fluctuations) | |
Maximum payment amount | 499,999 USD or equal amounts | 9,999,999.99 USD | 9,999,999.99 | 9,999,999.99 | |
Recurring payments (MIT) | ❌ | ✔️ | ❌ | ❌ | |
Multiple partial captures | ❌ | ❌ | ❌ | ❌ | |
Partial capture | ✔️ | ✔️ | ❌ | ❌ | |
Refund | ✔️ | ✔️ | ✔️ | ✔️ | |
Partial refund | ✔️ | ✔️ | ✔️ | ✔️ | |
Chargeback/Dispute | ✔️ | ✔️ | ✔️ | ✔️ | |
Refund period | 365 days | 365 days | 365 days | 365 days | |
Advanced AVS check | ❌ | ❌ | ❌ | ❌ | |
Special payment element | None | None | None |
Processing currency for 2C2P HK
AED, AUD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, KZT, MMK, MOP, MYR, NOK, NPR, NZD, OMR, PHP, PKR, SEK, SGD, THB, TWD, USD |
User experience
This section shows the user experience of UnionPay in different scenarios:
API integration
This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.
PCI qualified
This section shows the difference between the first-time and subsequent payments under the PCI qualified.
First-time payment
Web
App
Subsequent payments
Web
App
Non-PCI qualified
This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.
First-time payment
Web
App
Subsequent payments
Web
App
SDK integration
This section shows the difference between the first-time and subsequent payments under the SDK integration.
First-time payment
Web
App
Subsequent payments
Web
App
Supported online payment integrations
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments | Supported integrations | Payment method manual |
One-time Payments | ❌ Payment links | |
Tokenized Payment | ❌ | None |
Subscription Payment | ❌ | None |
EasySafePay | ❌ | None |
Scan to Link | ❌ | None |