BANCOMAT Pay
PagoBANCOMAT is the biggest card network in Italy, with a market share of between 40% and 60% and cardholders over 37 million. All PagoBANCOMAT cardholders are potential users of BANCOMAT Pay.
After a user chooses BANCOMAT Pay for a payment and provides a correct phone number, BANCOMAT Pay pushes a notification in the BANCOMAT Pay app and the user can confirm the payment by entering a PIN code or through fingerprint recognition or facial recognition.
Properties
The properties of the BANCOMAT Pay are shown in the following table:
Payment type | Online banking | ||
Acquirer | AlipaySG, AlipayEU, AlipayUS | Merchant entity location | SG, AU, HK, EU, US |
Payment flow | Redirect | Refund | ✔️ |
Buyer country/region | Italy | Partial refund | ✔️ |
Processing currency | EUR | Chargeback/Dispute | ✔️ |
Minimum payment amount | 0.01 EUR | Refund period | 365 days |
Maximum payment amount | Unlimited | Time to return payment result | Real-time |
| Supported integrations | ✔️ API-only ❌ Hosted Checkout Page ❌ Embedded Checkout Page ❌ Mobile Element ❌ Web Element ❌ Payment links | ||
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following figure shows the journey of paying with BANCOMAT Pay:
- The buyer selects BANCOMAT Pay to pay.
- The buyer enters the phone number.
- The buyer receives the payment notification on the BANCOMAT Pay app.
- The buyer confirms the payment result.
- The buyer is redirected to the merchant result page.