Pay-easy

Pay-easy is an established payment method in Japan that supports over 550 banks and 43,000 ATMs, allowing buyers to pay via ATMs or online banking.

Properties

The properties of the Pay-easy payment method are shown in the following table:

Payment method category

Online banking

Acquirer

AlipaySG, AlipayUS, AlipayEU, AlipayUK, AlipayJP

Merchant entity location

SG, AU, HK, US, EU, UK, JP

Payment flow

Redirect

Refund

Buyer country/region

Japan

Partial refund

Processing currency

JPY

Chargeback/Dispute

Minimum payment amount

1 JPY

Time to return payment result

Real-time

Maximum payment amount

  • Pay-easy ATM: 100,000 JPY;
  • Pay-easy Online Banking: 1,000,000 JPY
Supported integrations

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

✔️ Payment links

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

By default, buyers are redirected to the Antom page for information collection during each transaction through Pay-easy. However, buyers can choose to bypass the Antom page. In this case, during the first payment, they can enter and save their information on the merchant page for future transactions. 

After selecting Pay-easy, buyers can choose to complete the payment via either ATM or online banking. The following sections outline the user experience for each method. 

Pay-easy (via ATM)

Payment with Antom page

The following screenshots show the process of paying with the Antom page:

payeasy1.png

  1. The buyer selects Pay-easy to pay.
  2. The buyer is redirected to the Antom page.
  3. The buyer fills in the required information and clicks Continue.
  4. The buyer is redirected to a middle page and selects ATM.
  5. The buyer obtains the ATM payment code and proceeds to an offline ATM to complete the payment. 

Payment without Antom page

The following screenshots show the process of paying without the Antom page:

Buyers are redirected to the merchant page for the information collection.

image.png

  1. The buyer selects Pay-easy to pay.
  2. The buyer fills in the required information and saves it for subsequent payments.
  3. The buyer is redirected to a middle page and selects ATM.
  4. The buyer obtains the ATM payment code and proceeds to an offline ATM to complete the payment.

Pay-easy (via online banking)

Payment with Antom page

The following screenshots show the process of paying with the Antom page:

payeasy2.png

  1. The buyer selects Pay-easy to pay.
  2. The buyer is redirected to the Antom page.
  3. The buyer fills in the required information and clicks Continue.
  4. The buyer is redirected to a middle page and selects online banking.
  5. The buyer chooses a bank for the payment.
  6. The buyer confirms to pay with the selected bank.
  7. The buyer is redirected to the respective online banking page to complete the payment.
  8. The buyer is redirected to the merchant result page.

Payment without Antom page

The following screenshots show the process of paying without the Antom page:

Buyers are redirected to the merchant page for information collection.

image.png

  1. The buyer selects Pay-easy to pay.
  2. The buyer fills in the required information and saves it for subsequent payments.
  3. The buyer is redirected to a middle page and selects online banking.
  4. The buyer chooses a bank for the payment.
  5. The buyer confirms to pay with the selected bank.
  6. The buyer is redirected to the respective online banking page to complete the payment.
  7. The buyer is redirected to the merchant result page.