Antom, leading provider of tailored payment solutionsAntom, leading provider of tailored payment solutions

Bank Transfer via VietQR

Bank Transfer via VietQR (VietQR) is a real-time money transfer method between bank accounts by using Napas in Vietnam. With enhancements from Zalopay, VietQR has been transformed into a combination of bank deeplink and traditional QR payment methods, with 20 million VietQR users as of November 2023 and a 41% penetration rate among the bank population.

Properties

The following table lists the product properties supported by VietQR.

Payment type

Real-time payment

Funding source

Balance

Acquirer

AntomSG, AntomUS, AntomUK, AntomEU, AntomHK

Merchant entity location

SG, US,

UK, EU, HK

Buyer country/region

Vietnam

Refund

✔️

Payment flow

Code-scanning/Deeplink

Partial refund

✔️[1]

Processing currency

VND

Refund period

180 days

Minimum payment amount

2,000 VND

Chargeback/Dispute

❌

Maximum payment amount

499,000,000 VND

Time to return payment result

Real-time

Default timeout

15 minutes

[1] Partial refund is not supported for transactions paid using a digital wallet, except for Zalopay.

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following graphics show the user experience of paying with VietQR:

image.png

  1. The buyer selects VietQR to pay.
  2. The buyer is redirected to the Antom page where the payment QR code is displayed.
  3. The buyer scans the QR code with a bank app or digital wallet app that supports VietQR.
  4. The buyer verifies the payment details.
  5. The buyer completes the authorized payment and confirms the payment.
  6. The buyer is redirected to the merchant result page.

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:

Supported online payments

Supported integrations

Payment method manual

Checkout Payment

✔️ API-only

✔️ Hosted Checkout Page

✔️ Embedded Checkout Page

✔️ Mobile Element

✔️ Web Element

❌ Pay By Link

Bank Transfer via VietQR

Auto Debit

❌

None

Subscription Payment

❌

None

EasySafePay

❌

None

Scan to Link

❌

None