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DANA

For One-time Payments, Subscription Payment
DANA, founded in 2017, is one of the most popular digital wallets in Indonesia with over 30 million users. DANA provides Indonesian users with a variety of payment services, including online shopping, payment of telephone charges, utilities, social security, bill installment, and offline retail store payment. It is hailed as an all-in-one app that allows users to safely make cashless and cardless payments for everyday use.

Properties

The following table lists the product properties supported by DANA:
Payment type
Digital wallet
Funding source
Wallet balance, Debit/Credit cards, DANA CICIL
Acquirer
AntomSG, AntomHK,
AntomEU, AntomUS, AntomUK
AntomID
Merchant entity location
SG, HK, EEA, US, UK
ID
Buyer country/region
Indonesia
Indonesia
Payment flow
Redirect
Redirect
Time to return payment result
Real-time
Real-time
Default timeout
14 minutes
14 minutes
Processing currency
IDR
IDR
Minimum payment amount
300 IDR
1 IDR
Maximum payment amount
  • Daily limit: 2 million IDR for DANA account owned by unverified users; 20 million for DANA premium account
  • Monthly limit: 20 million IDR for DANA account owned by unverified users; 40 million for DANA premium account
20,000,000 IDR
refund
✔️
✔️
Partial refund
✔️
✔️
Chargeback/Dispute
❌
✔️
Refund period
365 days
45 days
Supported plugins
✔️ WooCommerce
✔️ Shopify
N/A

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following screenshots show the user experience of paying with DANA:
Web
  1. The buyer selects DANA to pay.
  2. The buyer inputs the phone number.
  3. The buyer inputs the DANA PIN to log in.
  4. After receiving the verification in the DANA app, the buyer clicks the Verify button.
  5. The buyer confirms the order information and completes payment.
  6. The buyer enters the DANA PIN.
  7. Display the payment result page.
  8. The buyer is redirected to the merchant page via clicking the OK button.
WAP
  1. The buyer selects DANA to pay.
  2. The buyer inputs the phone number.
  3. The buyer inputs the DANA PIN.
  4. The buyer confirms the order information and completes the payment.
  5. Display the payment result page.
  6. The buyer is redirected to the merchant page.
App
  1. The buyer selects DANA to pay.
  2. The buyer confirms the order information and completes the payment.
  3. The buyer enters the DANA PIN.
  4. Display the payment result page.
  5. The buyer is redirected to the merchant page.
For Tokenized Payment, EasySafePay, Scan to Link
DANA, founded in 2017, is one of the most popular digital wallets in Indonesia with over 30 million users. DANA provides Indonesian users with a variety of payment services, including online shopping, payment of telephone charges, utilities, social security, bill installment, and offline retail store payment. It is hailed as an all-in-one app that allows users to safely make cashless and cardless payments for everyday use.​

Properties

The following table lists the product properties supported by DANA:
Payment type
Digital wallet
Funding source
Wallet balance, Credit cards (Conditional)[1]
Acquirer
AntomSG, AntomHK,
AntomEU, AntomUS, AntomUK
AntomID
Merchant entity location
SG, HK, EEA, US, UK
ID
Buyer country/region
Indonesia
Indonesia
Payment flow
Redirect
Redirect
Time to return payment result
Real-time
Real-time
Default timeout
14 minutes
14 minutes
Processing currency
IDR
IDR
Minimum payment amount
300 IDR
1 IDR
Maximum payment amount
  • Daily limit: 2 million IDR for DANA account owned by unverified users; 20 million for DANA premium account
  • Monthly limit: 20 million IDR for DANA account owned by unverified users; 40 million for DANA premium account
20,000,000 IDR
refund
✔️
✔️
Partial refund
✔️
✔️
Chargeback/Dispute
❌
✔️
Refund period
365 days
45 days
Supported plugins
✔️ WooCommerce
✔️ Shopify
N/A
[1] Conditional: Certain credit cards may come with specific conditions, contact the Business Development team for details.

User experience

The following graphics show the DANA authorization process:
Web
  1. The buyer selects DANA to bind.
  2. The buyer enters the phone number and confirms the authorization information.
  3. The buyer enters the DANA PIN.
  4. After the authorization is completed, the buyer is redirected to the merchant page.
WAP
  1. The buyer selects DANA to bind.
  2. The buyer enters the phone number and confirms the authorization information.
  3. The buyer enters the DANA PIN.
  4. Display the authorization result.
  5. The buyer is redirected to the merchant page.

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
Supported online payments
Supported integrations
One-time Payments
✔️ API-only
✔️ Hosted Checkout Page
❌ Embedded Checkout Page
✔️ Web Element
✔️ Mobile Element
✔️ Payment links
Tokenized Payment
✔️ API-only
Subscription Payment
For Acquirer AntomSG:
✔️ API-only
✔️ Hosted Checkout Page
✔️ Embedded Checkout Page
✔️ Web Element
✔️ Mobile Element
EasySafePay
✔️ API-only
✔️ SDK integration
Scan to Link
✔️ API-only

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