Toss Pay

2026-04-23 16:26

For One-time Payments

Toss Pay is a mobile financial service app based in South Korea. Launched in 2015 by Viva Republica, a South Korean fintech startup, and initially focused on P2P money transfers, Toss Pay now provides over 40 financial services such as money transfers, loans, stock trading, credit score viewing, and investments. Toss Pay has received multiple rounds of investment from a host of domestic and international institutions, which has cemented it's status as the leading fintech unicorn in the South Korean Market.

Toss Pay wallet allows users to link locally-issued bank cards, and almost any local bank account in South Korea. Toss Pay has reached 22 million registered users and 14 million monthly active users, making it the third largest digital wallet.

Properties

The properties of the Toss Pay are shown in the following table:


Payment type	Digital wallet
Funding source	Wallet balance, Points, BNPL, Bank account, Cards
Acquirer	AntomSG, AntomEU, AntomUS, AntomUK, AntomHK	Merchant entity location	SG, HK, EEA, US, UK
Payment flow	Redirect	Refund	✔️
Buyer country/region	South Korea	Partial refund	✔️
Time to return payment result	Real-time	Chargeback/Dispute	❌
Processing currency	KRW	Refund period	365 days
Minimum payment amount	See the transaction limit below	Default timeout	14 minutes
Maximum payment amount	See the transaction limit below	Supported plugins	✔️ WooCommerce ❌ Shopify

Transaction limit


Funding source type	Minimum payment amount	Maximum payment amount
Cards	No limit	Refer to South Korean cards limit information.
Wallet balance	100 KRW	For non-high-risk merchants: 2,000,000 KRW/transaction For high-risk merchants (e.g., chargeable goods/services, top-up, gaming, gift card): 300,000 KRW/transaction; 2,000,000 KRW/day; 5,000,000 KRW/month

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following graphics show the journey of paying with Toss Pay:

For Tokenized Payment

Properties

The properties of the Toss Pay are shown in the following table:


Payment type	Digital wallet
Funding source	Balance, Points, BNPL, Bank Transfer, Cards
Acquirer	AntomSG, AntomEU, AntomUS, AntomUK, AntomHK	Merchant entity location	SG, HK, EEA, US, UK
Payment flow	Redirect	Refund	✔️
Buyer country/region	South Korea	Partial refund	✔️
Time to return payment result	Real-time	Chargeback/Dispute	❌
Processing currency	KRW	Refund period	365 days
Minimum payment amount	100 KRW	Supported plugins	✔️ WooCommerce ❌ Shopify
Maximum payment amount	General industry merchants: 2,000,000 KRW per day/ per transaction. High-risk merchants: 300,000 KRW per transaction; 2,000,000 KRW per day; 5,000,000 KRW per month.

User experience

The following graphics show the authorization process of Toss Pay in different terminals:

Web (Login)

Web (Scan QR code)

App

App (Without app)

Supported online payment integrations

Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:


Supported online payments	Supported integrations
One-time Payments	✔️ API-only ✔️ Hosted Checkout Page ✔️ Embedded Checkout Page ✔️ Web Element ✔️ Mobile Element ❌ Payment links
Tokenized Payment	✔️ API-only
Subscription Payment	❌
EasySafePay	❌
Scan to Link	❌

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