Antom Payment Orchestration
Antom Payment Orchestration (APO) is an all-in-one platform for merchants to manage global payments. With APO, you are empowered with the following capabilities:
- Connect to global payment providers to enable hundreds of payment methods worldwide with one integration;
- Conduct unified management across all the channels with automation tools;
- Perform sophisticated payment optimisation with AI & big data.
Supports card and APM payments at checkout. It supports various integration methods such as API, SDK, and CKP integration. Merchants can choose the most suitable integration method to access, achieving a unified payment experience across channels.
Supported integrations include:
Supports major payment scenarios such as offline QR payment, card tap-to-pay, card insert/swiping payment. It also supports API integration, SDK integration, and provides standard payment devices/components (Soft POS, EMV Reader, EMV POS, etc.). Merchants can connect their cashier POS to the payment devices to achieve seamless payment processing.
Supported integrations include:
Merchants can self-service to activate payment providers and payment methods on the APO Dashboard, complete configurations of payment provider credentials such as accounts and keys, as well as the capabilities of the payment methods (e.g. card brands, currencies) to enable APO to process transactions with the payment providers.
Merchants can search and query all transaction records the APO Dashboard, view the transaction status and detailed information, and initiate manual refunds and other transactional operations.
The statements of all payment providers will be converted into APO-standardized statements. Merchants can download standardized settlement files through the APO Dashboard or SFTP. Additionally, APO will automatically reconcile payment provider settlement details with transaction details, and merchants can query the reconciliation results and details.
Merchants can configure routing rules via a visual drag-and-drop interface on the APO Dashboard, supporting a hybrid mode of AI routing and custom routing. This means merchants can define their own routing rules and payment provider distribution ratios according to their business strategies. Merchants can also enable AI smart routing, allowing AI to dynamically determine the optimal payment provider for each transaction, thereby achieving a higher overall payment success rate.
Merchants can perform data insights analysis on the APO Dashboard, check the overall performance and key metrics, and conduct comparative and trend analysis from multiple dimensions, such as payment providers. Additionally, merchants can observe conclusions and opportunities for experiments through custom A/B testing analysis, thereby achieving data-driven operational decisions.
Merchants can enable Antom's risk app (Antom Shield) in APO. APO will conduct a risk assessment with Antom Shield for each payment and proceed with the transaction based on the risk decisions. This approach reduces overall payment fraud risks without relying on the risk control capabilities of each payment provider.