Overview
EasySafePay offers a secure and extremely simple payment experience, with the entire payment process completed within the merchant app. Buyers can enable one-click payment during the first transaction, and subsequent payments can be completed with a single click. Furthermore, EasySafePay maximizes payment success rates through the optimization of payment strategies tailored to different user behaviors.
Within this streamlined payment experience, EasySafePay provides market-leading risk-control technology to ensure the security of user transactions. Additionally, for digital wallet account takover transactions, we reimburse buyers for their financial losses.
With just a single integration, you are connected to all digital wallets supported by EasySafePay.
Product description
Features
- Optimal user experience: EasySafePay provides embedded payment process, the first authorized payment only takes three steps to complete, and subsequent payment supports one-click operation.
- Payment channel coverage: EasySafePay currently supports integration with major payment channels across Asia, with more payment options being added continuously.
- Risk management capability: Delivers on the "Dare to Pay, Dare to Compensate" service promise through endpoint security reinforcement technology.
Optimal user experience
EasySafePay provides a seamless payment solution through optimizing the card binding process into an embedded experience, reducing the payment duration from approximately 40 seconds to approximately 10 seconds. If you have enabled the auto debit function, you can upgrade the SDK integration to further expand the coverage of user groups and increase the payment success rate.
Note: Due to regulatory and data privacy policies in certain countries, some digital wallets (e.g., Touch 'n Go eWallet) require redirection to their native apps for initial payment authorization.
Payment channel coverage
Currently, EasySafePay has integrated the following payment methods:
- Alipay (China)
- AlipayHK (Hong Kong, China)
- DANA (Indonesia)
- GCash (Philippines)
- Touch'n Go eWallet (Malaysia)
- TrueMoney (Thailand)
- Express Bank Transfer (South Korea)
The characteristics of each payment method are detailed in payment method overview.
Risk management capability
Antom has the world's leading risk management technology, providing full-link protection for digital wallet users. Additionally, we empower buyers to unbind their accounts at any time, enhancing payment security confidence.
- “Edge-Cloud” global collaborative risk control system: Based on global unified risk control management and MPC (Multi-Party Computation) technology, creating a privacy data security solution.
- 500+ risk control features and models: Integrating over 500 risk control features and models, combined with partners' Shield Score to achieve AI-driven risk management.
- 100% fund guarantee: Providing a full compensation commitment for digital wallet account takeover.
Advantages and benefits
- Improved payment experience: EasySafePay offers a seamless, non-redirecting (in-app) experience, allowing buyers to complete initial binding and payment in just three steps and with a single click for subsequent payments.
- Higher payment success rate: EasySafePay maximizes payment success rates through optimized payment strategies tailored to different user behaviors, as well as payment recovery strategies for extreme and unusual situations.
- "Pay with confidence, compensation guaranteed": By strengthening terminal security technology, we fulfill the commitment to provide 100% compensation to buyers. The compensation scope covers unauthorized transaction compensation resulting from wallet account takeover.
Note: The commitment to compensate under the EasySafePay plan does not apply to friendly fraud, transactions not processed through EasySafePay, transactions initiated by buyers as a result of deception or fraud, and transactions resulting from other reasonably determined causes and other applicable terms and conditions of the EasySafePay plan.
User experience
The following illustrations demonstrate the user experience of the first payments and subsequent payments for digital wallets and online banking when integrated with EasySafePay.
Digital wallet
During the first payment, the buyer completes the authorization process to pay and enable subsequent password-free payments.
Online banking
First payment
During the first payment, buyers need to enter the payment password and verification number.
Integration options
EasySafePay offers multi-platform SDK or API integration, supporting Web (PC), WAP (mobile web browser), and application (iOS/Android) implementations.
Payment flow
The following flow charts show the integration process for the first payment and subsequent payments for SDK integration.
Integration resources
Note: The above is a rough estimation based on experience and may not be applicable to all merchants.
You can choose to integrate with EasySafePay through SDK or API integration. To learn more about how to accept payments with the EasySafePay integration, see the following integration guides:
The following table lists all APIs, notifications, and reports for EasySafePay, serving the purpose of facilitating the payment and after-the-payment processes.
Note: Download the SDK package from Alipay Global Partner Developer Center.
Capabilities | Development resources | ||
Integration method | Server APIs | Server Notifications/Reports | |
Initiate a payment | N/A | ||
N/A | |||
Obtain an authorization result | N/A | N/A | |
Obtain the payment result | N/A | ||
Refund a payment | N/A | N/A | |
Cancel a transaction | N/A | N/A | |
Revoke an authorization | N/A | ||
Reconciliation | N/A | N/A | |