# Set up live settlement plan

> Setting up a live merchant settlement plan includes processes of selecting a currency, minimum amount, and adding a verified local bank account.

During the registration process for your merchant account, you can independently set up a live settlement plan without any dependency on payment method enablement. Once the payment method is enabled, the system will complete the configuration according to the settlement plan. Take the following steps to set up a settlement plan:

1.  Click **Go to setup** to enter the **Set up live settlement plan** page.

![image.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/afe6c512-a803-405a-a686-b2ec63193c6d.png)

2.  Fill in **Settlement currency** and **Minimum settlement amount**, and click **Confirm** to enter the **Settlement accounts** page.

![image.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/2978770c-af9a-430a-84ba-971479c898d3.png)

3.  Click **Add account** to create a settlement account.

![image.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/a6128d05-95dc-4582-8e93-ae0074fce247.png)

4.  Fill in **SWIFT** and **Account number**, and click **Submit**. To designate this account as a settlement account, check the corresponding box.

![image.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/76bc2c5d-f5b9-461e-87d5-2f76d86e18c9.png)

5.  A verification code will be sent to your secure email address. Enter the code and click **Confirm**.

![image.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/1a99110e-56ce-4a70-9ad5-d7fecd02dfcb.png)

6.  After successful verification, the relevant information for the settlement account will be displayed on the **Settlement accounts** page.

![image.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/a7024372-7a4a-4eb4-be28-9c532d693f7b.png)

Click![image](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/1732254524599-caaa693a-b6a9-4c1c-b3c5-d7b13580e93a.png) to modify the minimum settlement amount. You can adjust the minimum settlement amount according to your business needs in the pop-up window.

![image.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/6887a4b6-bea0-453b-b3d3-995e96b74182.png)

> **Note**: The settlement account type is limited to local accounts only.