# Toss Pay

> Toss Pay is one of the popular digital wallets in South Korea.

  

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**Tab: For One-time Payments**

Toss Pay is a mobile financial service app based in South Korea. Launched in 2015 by Viva Republica, a South Korean fintech startup, and initially focused on P2P money transfers, Toss Pay now provides over 40 financial services such as money transfers, loans, stock trading, credit score viewing, and investments. Toss Pay has received multiple rounds of investment from a host of domestic and international institutions, which has cemented it's status as the leading fintech unicorn in the South Korean Market.

 Toss Pay wallet allows users to link locally-issued bank cards, and almost any local bank account in South Korea. Toss Pay has reached 22 million registered users and 14 million monthly active users, making it the third largest digital wallet.

## Properties {#Properties}

 The properties of the Toss    Pay    are shown in the following table:

 | **Payment type** | Digital wallet |  |  |
| --- | --- | --- | --- |
| **Funding source** | Wallet balance, Points, BNPL, Bank account, Cards |  |  |
| **Acquirer** | AntomSG, AntomEU, AntomUS, AntomUK, AntomHK | **Merchant entity location** | SG, HK, EEA, US, UK |
| **Payment flow** | Redirect | **Refund** | ✔️ |
| **Buyer country/region** | South Korea | **Partial refund** | ✔️ |
| **Time to return payment result** | Real-time | **Chargeback/Dispute** | ❌ |
| **Processing currency** | KRW | **Refund period** | 365 days |
| **Minimum payment amount** | See the   [transaction limit](#VCWAD)   below | **Default timeout** | 14 minutes |
| **Maximum payment amount** | **Supported plugins** | ✔️      [WooCommerce](https://docs.antom.com/ac/plugins/woocommerce.md) ❌    Shopify |  |

### Transaction limit {#VCWAD}

 | **Funding source type** | **Minimum payment amount** | **Maximum payment amount** |
| --- | --- | --- |
| Cards | No limit | Refer to   [South Korean cards](https://docs.antom.com/ac/antomop/south_korean_mdx.md#s75qu)   limit information. |
| Wallet balance | 100 KRW | - For non-high-risk merchants: 2,000,000 KRW/transaction - For high-risk merchants (e.g., chargeable goods/services, top-up, gaming, gift card): 300,000 KRW/transaction; 2,000,000 KRW/day; 5,000,000 KRW/month |

## User experience {#3fda4231}

 > **[INFO]** **Note**    : The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

 The following graphics show the journey of paying with    Toss Pay   :

 ![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/3ad185f4-046f-4c03-8829-318622f0379c.png)

**Tab: For Tokenized Payment**

Toss Pay is a mobile financial service app based in South Korea. Launched in 2015 by Viva Republica, a South Korean fintech startup, and initially focused on P2P money transfers, Toss Pay now provides over 40 financial services such as money transfers, loans, stock trading, credit score viewing, and investments. Toss Pay has received multiple rounds of investment from a host of domestic and international institutions, which has cemented it's status as the leading fintech unicorn in the South Korean Market.

 Toss Pay wallet allows users to link locally-issued bank cards, and almost any local bank account in South Korea. Toss Pay has reached 22 million registered users and 14 million monthly active users, making it the third largest digital wallet.

## Properties {#FVwGC}

 The properties of the Toss    Pay    are shown in the following table:

 | **Payment type** | Digital wallet |  |  |
| --- | --- | --- | --- |
| **Funding source** | Balance, Points, BNPL, Bank Transfer, Cards |  |  |
| **Acquirer** | AntomSG, AntomEU, AntomUS, AntomUK, AntomHK | **Merchant entity location** | SG, HK, EEA, US, UK |
| **Payment flow** | Redirect | **Refund** | ✔️ |
| **Buyer country/region** | South Korea | **Partial refund** | ✔️ |
| **Time to return payment result** | Real-time | **Chargeback/Dispute** | ❌ |
| **Processing currency** | KRW | **Refund period** | 365 days |
| **Minimum payment amount** | 100 KRW | **Supported plugins** | ✔️      [WooCommerce](https://docs.antom.com/ac/plugins/woocommerce.md) ❌    Shopify |
| **Maximum payment amount** | - General industry merchants: 2,000,000 KRW per day/ per transaction. - High-risk merchants: 300,000 KRW per transaction; 2,000,000 KRW per day; 5,000,000 KRW per month. |  |  |

## User experience {#ZRTg9}

 The following graphics show the authorization process of Toss Pay in different terminals:

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**Tab: Web (Login)**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/1715243627405-0de07f87-972b-4b40-a763-639fb9157611.png)

**Tab: Web (Scan QR code)**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/1715243686129-bfa6a364-5cf9-4aaa-846c-18c5fc61d63f.png)

**Tab: App**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/1715243363067-36a5b336-f151-4b79-87ef-cf2ae12430d6.png)

**Tab: App (Without app)**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/1715243718953-4df33099-0ae7-4710-99cd-327060985aa4.png)

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## Supported online payment integrations {#57c4db95}

 Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:

 | **Supported online payments** | **Supported integrations** |
| --- | --- |
| One-time Payments | ✔️      [API-only](https://docs.antom.com/ac/cashierpay/apm_api.md) ✔️      [Hosted Checkout Page](https://docs.antom.com/ac/cashierpay/HOSTEDCKP.md) ✔️      [Embedded Checkout Page](https://docs.antom.com/ac/cashierpay/embeddedckp.md) ✔️      [Web Element](https://docs.antom.com/ac/cashierpay/element.md) ✔️      [Mobile Element](https://docs.antom.com/ac/cashierpay/element.md) ❌       Payment links |
| Tokenized Payment | ✔️      [API-only](https://docs.antom.com/ac/auto_debit/integration_guide.md) |
| Subscription Payment | ❌ |
| EasySafePay | ❌ |
| Scan to Link | ❌ |

  
   ## Not a customer yet?

 Speak to our payment experts for product demos, personalised solutions, pricing, and fast integration support. Contact us now to discover a tailored payment experience for your business!

  [Contact Us](https://www.antom.com/contact-us?secondary=Antom_Docs)
