# Tabby
> Tabby is MENA's largest BNPL provider.
Tabby is MENA’s largest BNPL provider, helping merchants grow their business by offering buyers flexible payments. Tabby is constantly expanding its product offerings and currently offers the following two payment plans:
- Pay in installments: Split your purchase into several payments.
- Pay next month: Pay for groceries, food, and rides at the end of the month.
Antom currently supports Tabby payments in Saudi Arabia and United Arab Emirates.
## Properties {#djNTu}
The following table lists the product properties supported by Tabby:
| **Payment type** | Buy now pay later | | |
| --- | --- | --- | --- |
| **Funding source** | Card | | |
| **Acquirer** | AntomSG, AntomHK, AntomEU, AntomUK, AntomUS | **Merchant entity location** | SG, HK, EEA, UK, US |
| **Payment flow** | Redirect | **Refund** | ✔️ |
| **Buyer country/region** | Saudi Arabia; United Arab Emirates | **Partial refund** | ✔️ |
| **Processing currency** | SAR; AED | **Chargeback/Dispute** | ✔️ |
| **Minimum payment amount** | 10 SAR; 10 AED | **Refund period** | 365 days |
| **Maximum payment amount** | 10,000 SAR; 20,000 AED [1] | **Time to return payment result** | Real-time |
[1] Merchants can apply for higher transaction limits case by case.
## User experience {#3fda4231}
> **[INFO]** **Note** : The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following figures show the journey of paying with Tabby in different regions:
**Tab: Saudi Arabia**
**Tab: Web**
**Tab: WAP**
1. The buyer selects Tabby to pay at the merchant checkout page.
2. The buyer is navigated to the Tabby hosted page and inputs the phone number. [1]
3. The buyer inputs the OTP.
4. The buyer checks the order information.
5. The buyer answers the verification call and follows the instructions.
6. The buyer chooses the funding source to proceed with the payment.
7. The buyer completes the payment.
8. The buyer is redirected back to the merchant result page.
**Tab: United Arab Emirates**
**Tab: Web**
**Tab: WAP**
1. The buyer selects Tabby to pay at the merchant checkout page.
2. The buyer is navigated to the Tabby hosted page and inputs the phone number. [1]
3. The buyer inputs the OTP.
4. The buyer checks the order information to proceed with the payment.
5. The buyer completes the payment.
6. The buyer is redirected back to the merchant result page.
[1] If you pass in the correct data through the API, this step can be skipped.
> **[INFO]** **Note** : Tabby in all regions is made by redirecting from the merchant side to Tabby. If you provide the correct phone number, buyers don't need to re-enter the phone number. There are slight differences in the payment verification for the two regions.
## Supported online payment integrations {#ZdPPk}
Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:
| **Supported online payments** | **Supported integrations** |
| --- | --- |
| One-time Payments | ✔️ [API-only](https://docs.antom.com/ac/cashierpay/apm_api.md) ❌ Hosted Checkout Page ❌ Embedded Checkout Page ❌ Web Element ❌ Mobile Element ❌ Payment links |
| Tokenized Payment | ❌ |
| Subscription Payment | ❌ |
| EasySafePay | ❌ |
| Scan to Link | ❌ |