# Maestro > Maestro, a debit card service from Mastercard, is widely used internationally. Maestro, a debit card service from Mastercard, is widely used internationally, particularly in Europe. # Properties {#eGhFs} The properties of the Maestro payment method are shown in the following table: | **Availability** | **Acquirer** | 2C2P HK | 2C2P SG | | --- | --- | --- | --- | | **Merchant entity location** | HK | SG | | | **Buyer country/region** | Global | Global | | | **Product features** | **Payment type** | Card | Card | | **Card brand** | Maestro | Maestro | | | **Card type** | No limit | No limit | | | **Payment flow** | Redirect | Redirect | | | **Processing currency** | See the [Processing currencies for 2C2P HK](#0bbBg) table | See the [Processing currencies for 2C2P SG](#PYQjx) table | | | **Other** | **3D** | ✔️ | ✔️ | | **Authorization validity period** | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | | | **Minimum payment amount** | The smallest unit of the acquirer currency | The smallest unit of the acquirer currency | | | **Maximum payment amount** | 499,999 USD or equal amounts | 499,999 USD or equal amounts | | | **Multiple partial captures** | ❌ | ❌ | | | **Partial capture** | ✔️ | ✔️ | | | **Overdraft capture** | ❌ | ❌ | | | **Refund** | ✔️ | ✔️ | | | **Partial refund** | ✔️ | ✔️ | | | **Chargeback** **/Dispute** | ✔️ | ✔️ | | | **Refund period** | 365 days | 365 days | | | **Installment** | ❌ | ❌ | | #### Processing currencies for 2C2P HK {#0bbBg} | AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYN, BZD, CAD, CDF, CHF, CLF, CLP, CNY, COP, CRC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGNvNIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLE, SOS, SRD, STD, SVC, SYP, SZL, THB, TJS, TMT, TND,TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW | | --- | #### Processing currencies for 2C2P SG {#PYQjx} | AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, USD, VND | | --- | # User experience {#eTt2B} This section shows the user experience of Maestro in different scenarios: ## API integration {#wRuah} This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration. **Tab: PCI qualified** This section shows the difference between the first-time and subsequent payments under the PCI qualified. **Tab: First-time payment** This section shows the difference between Web and app when making the first-time payment under the PCI qualified. **Tab: Web** ![image.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/1e328637-d4a6-4e15-8cf5-cde6863f2572.png) **Tab: App** ![8.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/57249650-86b9-4270-9f1a-c67e7bb0570e.png) **Tab: Subsequent payments** This section shows the difference between Web and app when making the subsequent payments under the PCI qualified. **Tab: Web** ![9.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/0ae93912-eb7a-4904-9212-63b6947b60c0.png) **Tab: App** ![10.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/56874b8b-aae9-4fc4-89da-39d5e513fdf3.png) **Tab: Non-PCI qualified** This section shows the difference between the first-time and subsequent payments under the non-PCI qualified. **Tab: First-time payment** This section shows the difference between Web and app when making the first-time payment under the non-PCI qualified. **Tab: Web** ![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2026/png/2b9722ef-0660-46cc-8768-19a9e78de5c4.png) **Tab: App** ![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2026/png/523d49f5-6b44-455b-a4e2-c156da21d94b.png) **Tab: Subsequent payments** This section shows the difference between Web and app when making the subsequent payments under the non-PCI qualified. **Tab: Web** ![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2026/png/d658b2b5-74ac-474a-99f9-cb391591a86d.png) **Tab: App** ![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2026/png/88bddc2e-c22d-48a8-881f-419de1e744e1.png) ## SDK integration {#ZufV0} This section shows the difference between the first-time and subsequent payments under the SDK integration. **Tab: First-time payment** This section shows the difference between Web and app when making the first-time payment under the SDK integration. **Tab: Web** ![15.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/afd2b280-2ccd-4947-b936-da3867f7ad18.png) **Tab: App** ![16.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/0ff2974a-dc41-4658-97b4-9932c14310c5.png) **Tab: Subsequent payments** This section shows the difference between Web and app when making the subsequent payments under the SDK integration. **Tab: Web** ![17.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/58002f34-cce5-4eb1-a502-023dc90f4c44.png) **Tab: App** ![18.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/4e5776cd-1a8e-4eec-bfa4-f9442540b9f5.png)