# JCB

> JCB is a Japanese credit card company and a leading issuer of credit cards.

 JCB is a Japanese credit card company and a leading issuer of credit cards. It has evolved into a global payment brand and a prominent credit card issuing organization. JCB has become widely accepted by merchants worldwide, with a strong presence in the Asian region.

# Properties {#3fZhB}

 The properties of the JCB payment method are shown in the following table:

 | **Availability** | **Acquirer** | 2C2P HK | AntomSG | AntomHK | AntomUS | AntomJP |
| --- | --- | --- | --- | --- | --- | --- |
| **Merchant entity location** | HK | SG | HK | US | JP |  |
| **Buyer country/region** | Global | Global | Global | Global | Global |  |
| **Product features** | **Payment type** | Card | Card | Card | Card | Card |
| **Card brand** | JCB | JCB | JCB | JCB | JCB |  |
| **Card type** | No limit | No limit | No limit | No limit | No limit |  |
| **Processing currency** | See the   [Processing currency for 2C2P HK](#7siRY)   table | See the   [Processing currency for AntomSG](#z4Aoo)   table | See the   [Processing currency for AntomHK](#Dlnzw)   table | USD | JPY |  |
| **Other** | **3D** | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ |
| **Authorization validity period** | 7 days.   To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. |  |  |  |  |  |
| **Minimum payment amount** | The smallest unit of the acquirer currency. | 0\.01 USD or equal amounts | 1 JPY |  |  |  |
| **Maximum payment amount** | 499,999 USD or equal amounts | 9,999,999.99 USD | Unlimited |  |  |  |
| **Recurring payments (MIT)** | ❌ | ❌ | ❌ | ✔️ | ❌ |  |
| **Multiple partial captures** | ❌ | ✔️ | ✔️ | ❌ | ❌ |  |
| **Partial capture** | ✔️ | ✔️ | ✔️ | ✔️ | ❌ |  |
| **Refund** | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ |  |
| **Partial refund** | ✔️ | ✔️ | ✔️ | ✔️ | ✔️    <sup>[1]</sup> |  |
| **Chargeback**     **/Dispute** | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ |  |
| **Refund period** | 365 days | 365 days | 365 days | 365 days | 180 days |  |
| **Advanced AVS check** | ❌ | ❌ | ❌ | ❌ | ❌ |  |
| **Special payment element** | Refer to   [Special payment elements for Cards](https://docs.antom.com/ac/pm/enumeration_values.md#uAnSf)   for more details. |  |  |  |  |  |

 [1] Partial refund is conditional and requires additional approval to be enabled.

#### Processing currency for 2C2P HK {#7siRY}

 | HKD (local cards) |
| --- |
| AED, AUD, BDT, BHD, BND, CAD, CHF, CNY, DKK, EUR, GBP, HKD (foreign cards), IDR, INR, JPY, KRW, KWD, KZT, LKR, MMK, MOP, MYR, NOK, NPR, NZD, OMR, PHP, PKR, QAR, RUB, SAR, SEK, SGD, THB, TWD, USD, VND, ZAR |

#### Processing currency for AntomSG {#z4Aoo}

 | AED, AFN, ALL, AMD, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BSD, BTN, BWP, BZD, CAD, CDF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DOP, DZD, EGP, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SGD, SHP, SOS, SRD, STN, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, ZAR, ZMW |
| --- |

#### Processing currency for AntomHK {#Dlnzw}

 | AED, AFN, ALL, AMD, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SOS, SRD, STN, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, ZAR, ZMW |
| --- |

# User experience {#eTt2B}

 This section shows the user experience of JCB in different scenarios:

## API-only integration {#wRuah}

 This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.

<!-- TabGroup -->

**Tab: PCI qualified**

This section shows the difference between the first-time and subsequent payments under the PCI qualified.

<!-- TabGroup -->

**Tab: First-time payment**

This section shows the difference between Web and app when making the first-time payment under the PCI qualified.

<!-- TabGroup -->

**Tab: Web**

![国际卡-PC-商户有PCI-首次.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/af80d8c1-2163-43f1-81a1-c1d35a38bb4d.png)

**Tab: App**

![国际卡-Mobile-商户有PCI-首次.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/bb1542c4-5a08-4b3c-b47a-5084db3e7a25.png)

<!-- /TabGroup -->

**Tab: Subsequent payments**

This section shows the difference between Web and app when making the subsequent payments under the PCI qualified.

<!-- TabGroup -->

**Tab: Web**

![国际卡-PC-商户有PCI-二次.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/c24883b1-4430-4dad-bc34-538bff5c0043.png)

**Tab: App**

![国际卡-Mobile-商户有PCI-二次.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/f6395f25-de3c-443d-ae7d-a629c3dd7a2d.png)

<!-- /TabGroup -->

<!-- /TabGroup -->

**Tab: Non-PCI qualified**

This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.

<!-- TabGroup -->

**Tab: First-time payment**

This section shows the difference between Web and app when making the first-time payment under the non-PCI qualified.

<!-- TabGroup -->

**Tab: Web**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2026/png/2b9722ef-0660-46cc-8768-19a9e78de5c4.png)

**Tab: App**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2026/png/523d49f5-6b44-455b-a4e2-c156da21d94b.png)

<!-- /TabGroup -->

**Tab: Subsequent payments**

This section shows the difference between Web and app when making the subsequent payments under the non-PCI qualified.

<!-- TabGroup -->

**Tab: Web**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2026/png/d658b2b5-74ac-474a-99f9-cb391591a86d.png)

**Tab: App**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2026/png/88bddc2e-c22d-48a8-881f-419de1e744e1.png)

<!-- /TabGroup -->

<!-- /TabGroup -->

<!-- /TabGroup -->

## SDK integration {#ZufV0}

 This section shows the difference between the first-time and subsequent payments under the SDK integration.

<!-- TabGroup -->

**Tab: First-time payment**

This section shows the difference between Web and app when making the first-time payment under the SDK integration.

<!-- TabGroup -->

**Tab: Web**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/23192864-d7d0-4be1-bd32-e32756a0c8d3.png)

**Tab: App**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/5c946c81-e892-447c-b5ba-cc754014dd2c.png)

<!-- /TabGroup -->

**Tab: Subsequent payments**

This section shows the difference between Web and app when making the subsequent payments under the SDK integration.

<!-- TabGroup -->

**Tab: Web**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/704986dd-452b-4911-a9d4-6e8d35a9d399.png)

**Tab: App**

![](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/0966b28d-96a5-43d3-826b-06a81b28b09d.png)

<!-- /TabGroup -->

<!-- /TabGroup -->

# Supported online payment integrations {#XYjyU}

 Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:

 | **Supported online payments** | **Supported integrations** | **Payment method manual** |
| --- | --- | --- |
| One-time Payments | ✔️      [Hosted API-only](https://docs.antom.com/ac/cashierpay/cardcollant.md) ✔️      [Server-to-server API-only](https://docs.antom.com/ac/cashierpay/cardinfocallmerchant.md) ✔️      [Hosted Checkout Page](https://docs.antom.com/ac/cashierpay/HOSTEDCKP.md) ✔️      [Embedded Checkout Page](https://docs.antom.com/ac/cashierpay/embeddedckp.md) ❌    Mobile Element ❌    Web Element ❌    Payment links | [JCB](https://docs.antom.com/ac/antomop/jcb_mdx.md) |
| Tokenized Payment | ❌ | None |
| Subscription Payment | ❌ | None |
| EasySafePay | ❌ | None |
| Scan to Link | ❌ | None |