Hipercard for Brazil
Hipercard is a subordinate of Itaút and its credit card is only used in Brazil. It is the most popular online credit card payment method for Brazilians after Mastercard and Visa. It supports one-time payments and installment payments, but cannot be used as debit cards.
Acquirer | AlipaySG | |
Availability | Acquiring region | Singapore, Hong Kong, Australia |
User region | Brazil | |
Product features | Payment type | CARD |
Card brand | Hipercard | |
Payment flow | Redirect | |
Payment completion | Real-time | |
Currency | Supported currencies | BRL |
Settlement currency | USD, HKD, EUR, SGD | |
Other | Settlement region | |
Settlement cycle | T+4 | |
3D |
| |
Authorization validity period | 7 days | |
Minimum transaction amount | 0.01 BRL | |
Max transaction amount | 40000 BRL | |
Cashier Payment |
| |
Auto Debit |
| |
Multiple partial captures |
| |
Partial capture |
| |
Overdraft capture |
| |
Refunds |
| |
Partial refunds |
| |
Chargeback |
| |
Refund period | 180 days | |
Installment |
|
User experience for AlipaySG
This section describes the user experience of paying with Hipercard in different scenarios:
No installments
Payment experience: Brazilian credit card
No installment|merchant is PCI-qualified
Figure 1. Payment process with Hipercard (without installments and PCI-qualified)
Payment experience: Brazilian credit card
No installment|merchant is not PCI-qualified (no card binding)
Figure 2. Payment process with Hipercard (without installments and not PCI-qualified)
Payment experience: Brazilian credit card
No installment|merchant is not PCI-qualified (card binding: first-time payment)
Figure 3. Payment process for the first-time payment (without installments and not PCI-qualified)
Payment experience: Brazilian credit card
No installment|merchant is not PCI-qualified (card binding: second-time payment)
Figure 4. Payment process for the second-time payment (without installments and not PCI-qualified)
Installments
Payment experience: Brazilian credit card
Installments|merchant is PCI-qualified
Figure 5. Payment process with Hipercard (with installments and PCI-qualified)
Payment experience: Brazilian credit card
Installments|merchant is not PCI-qualified (no card binding)
Figure 6. Payment process with Hipercard (with installments and not PCI-qualified)
Payment experience: Brazilian credit card
Installments|merchant is not PCI-qualified (card binding: first-time payment)
Figure 7. Payment process for the first-time payment (with installments and not PCI-qualified)
Payment experience: Brazilian credit card
Installments|merchant is not PCI-qualified (card binding: second-time payment)
Figure 8. Payment process for the second-time payment (with installments and not PCI-qualified)