# Cartes Bancaires

> Cartes Bancaires is a local card and the most widely used payment method in France.

 Cartes Bancaires is a local card organization in France and the most widely used payment method in the region. It dominates the French payment market and has a significant impact on the daily consumption activities of French residents.

# Properties {#3fZhB}

 The properties of the Cartes Bancaires payment method are shown in the following table:

 | **Availability** | **Acquirer** | AntomEU |
| --- | --- | --- |
| **Merchant entity location** | EEA |  |
| **Buyer country/region** | France |  |
| **Product features** | **Payment type** | Card |
| **Card brand** | Cartes Bancaires |  |
| **Card type** | No limit |  |
| **Processing currency** | EUR |  |
| **Other** | **3D** | ✔️ |
| **Authorization validity period** | 7 days. To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. |  |
| **Minimum payment amount** | The smallest unit of the currency multiplied by 2. (That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent) |  |
| **Maximum payment amount** | Unlimited |  |
| **Recurring payments (MIT)** | ✔️ |  |
| **Multiple partial captures** | ❌ |  |
| **Partial capture** | ❌ |  |
| **Refund** | ✔️ |  |
| **Partial refund** | ✔️ |  |
| **Chargeback/Dispute** | ✔️ |  |
| **Refund period** | 365 days |  |
| **Advanced AVS check** | ✔️ |  |

# User experience {#eTt2B}

 This section shows the user experience of Cartes Bancaires in different scenarios:

## API integration {#wRuah}

 This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.

<!-- TabGroup -->

**Tab: PCI qualified**

This section shows the difference between the first-time and subsequent payments under the PCI qualified.

<!-- TabGroup -->

**Tab: First-time payment**

This section shows the difference between Web and app when making the first-time payment under the PCI qualified.

<!-- TabGroup -->

**Tab: Web**

![40.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/cd77b222-0f74-416a-b08a-63560886a445.png)

**Tab: App**

![41.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/a8e8b08e-1554-4e76-8602-eca1bf0090cb.png)

<!-- /TabGroup -->

**Tab: Subsequent payments**

This section shows the difference between Web and app when making the subsequent payments under the PCI qualified.

<!-- TabGroup -->

**Tab: Web**

![42.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/94fbf93b-bf1e-4b1b-974b-a64c5c4b39cd.png)

**Tab: App**

![43.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/a5a012be-ce1e-4f08-8fb7-8ff9cc8e9b8e.png)

<!-- /TabGroup -->

<!-- /TabGroup -->

**Tab: Non-PCI qualified**

This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.

<!-- TabGroup -->

**Tab: First-time payment**

This section shows the difference between Web and app when making the first-time payment under the non-PCI qualified.

<!-- TabGroup -->

**Tab: Web**

![44.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/07ea7470-dbad-44ce-83f3-259c6a964b03.png)

**Tab: App**

![45.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/ff179349-ddb9-4d4a-a87d-19be100cce8a.png)

<!-- /TabGroup -->

**Tab: Subsequent payments**

This section shows the difference between Web and app when making the subsequent payments under the non-PCI qualified.

<!-- TabGroup -->

**Tab: Web**

![46.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/51b5c36d-ef17-4b50-8622-a0c513f77065.png)

**Tab: App**

![47.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/9c273e0e-dc38-454d-8f60-892960ae32eb.png)

<!-- /TabGroup -->

<!-- /TabGroup -->

<!-- /TabGroup -->

## SDK integration {#ZufV0}

 This section shows the difference between the first-time and subsequent payments under the SDK integration.

<!-- TabGroup -->

**Tab: First-time payment**

This section shows the difference between Web and app when making the first-time payment under the SDK integration.

<!-- TabGroup -->

**Tab: Web**

![48.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/7598688a-2d48-4b2e-b52f-1550c0a51235.png)

**Tab: App**

![49.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/01bde825-8ac8-4688-abbe-ebd5eacbe434.png)

<!-- /TabGroup -->

**Tab: Subsequent payments**

This section shows the difference between Web and app when making the subsequent payments under the SDK integration.

<!-- TabGroup -->

**Tab: Web**

![50.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/563496c4-22f8-49da-9da6-9c507059b70e.png)

**Tab: App**

![51.png](https://idocs-assets.marmot-cloud.com/storage/idocs87c36dc8dac653c1/yuque/idocs/2025/png/1c1c82f4-2d5a-44ec-b2b8-2e7fbac792a8.png)

<!-- /TabGroup -->

<!-- /TabGroup -->

# Supported online payment integrations {#ErDRY}

 Antom offers a range of integration options tailored to each payment method. Each payment method may support different online payment integration options, allowing for flexibility based on your business requirements. The table below provides detailed information about the specific integrations available for each payment method:

 | **Supported online payments** | **Supported integrations** |
| --- | --- |
| One-time Payments | ✔️      [Hosted API-only](https://docs.antom.com/ac/cashierpay/cardcollant.md) ✔️      [Server-to-server API-only](https://docs.antom.com/ac/cashierpay/cardinfocallmerchant.md) ✔️       [Hosted Checkout Page](https://docs.antom.com/ac/cashierpay/HOSTEDCKP.md) ✔️       [Embedded Checkout Page](https://docs.antom.com/ac/cashierpay/embeddedckp.md) ✔️    [Mobile Element](https://docs.antom.com/ac/cashierpay/element.md) ✔️    [Web Element](https://docs.antom.com/ac/cashierpay/element.md) ❌    Payment links |
| Tokenized Payment | ❌ |
| Subscription Payment | ❌ |
| EasySafePay | ❌ |
| Scan to Link | ❌ |
