One click payment
One click payment is one of the popular alternative payment methods in the UK, allowing customers to pay directly from the existing bank accounts with a user-friendly, secure, and cost-effective payment experience.
Properties
The following table lists the product properties supported by One click payment:
Payment type | Online banking | ||
Acquirer | AlipayUK | Merchant entity location | UK |
Payment flow | Redirect | Refund | ✔️ |
Buyer country/region | UK | Partial refund | ✔️ |
Processing currency | GBP | Chargeback/Dispute | ✔️ |
Minimum payment amount | 0.99 GBP | Refund period | 365 days |
Maximum payment amount | 100 GBP per transaction; 300 GBP per day; 4,000 GBP per month | Time to return payment result | Real-time |
User experience
The following figure shows the One click payment authorization process:
Figure 1. Authorization process (app)
- The buyer selects One click payment to pay.
- The buyer is redirected to the PISP webpage to confirm service terms.
- The buyer enters the Natwest online banking page.
- The buyer is redirected to the bank app or webpage.
- The buyer verifies the order information.
- The buyer completes the transaction with bank account verification.
- Notify the buyer that the account binding is successful.
- The buyer is redirected back to the merchant result page. Merchants can initiate payments or set up recurring payments based on business needs.